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Popular Content

Showing content with the highest reputation on 03/10/12 in all areas

  1. If they intend taking you to court for the shortfall they'll have to provide the information so they might as well give it to you now.
    1 point
  2. Hi IdaInFife, Just to let you know we have been in contact with Krina. I believe this is resolved but it would be good to get an update from Krina herself. Thanks, Jamie
    1 point
  3. Also one thing I learnt start making payments online to the council only for the amount you have offered to make a arrangement for. Do this as soon as possible and always make sure you use your account reference number. Also start keeping a diary. When they start quoting to you I called you on, visited on, etc you will now exactly what happened on which day. Also try and see the citizens advice easier said than done.
    1 point
  4. Hi welcome to CAG. See the ''prove it'' letter from the CAG Library and amend to suit each account. The non production of the CCA is not as useful as it once was, case law has provided lenders with the ability to produce reconstituted agreements that meet the requirements of section 77/78 of CCA `1974. Use the template and come back if you need help.
    0 points
  5. At 18 years old its old enough to get a council house itself! Yes it's statute barred - so they cannot chase you for it. However, the issue seems to they are declining to admit you to their housing list for this old debt. If you are in Scotland, then it is as if the debt never existed and so they cannot hold it against you. South of the wall it is only no longer persuable in court but still owed, so technically they may be able to keep you off the housing list (although surely they must have some internal procedure that limits how long you can be kept from a housing list fo
    0 points
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