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Showing content with the highest reputation on 08/08/11 in all areas

  1. We did this in may of this year,we had to buy a new liner as they are not easy to join with out leaks. The smaller pond was'nt to heavily stocked,we kept the fish in a large plastic tub while we carried out the work and they were fine. The existing pond was about 6 x 4ft ,the new bigger one is now 14x 12,we wanted it bigger so we could keep larger Koi's,and add a waterfall. It was worth the hard work,the end result is stunning,the fish have bred for the first time and we certainly have more fauna and flora in the garden because of it. I would say go for it,we're pleased we did
  2. Hi Elapsed days from then to now should show as 3811 and the interest amount should be £68.93 Regards ims
  3. Just think of it as an unplanned savings account with 8% interest! It becomes fun working it out
  4. Hi Yes you can reclaim. First thing would be to send a Subject Acces Request to Barclaycard to get copy statements nd/or full transaction history. There is a cost of £10 whichmust be sent to them with the letter and they will have 40 days to comply. Go to the fos website and download a consumer questionnaire ready for completion. When you have your transaction history you will be able to prepare a schedule of claim and youwould submit this, together with a copy of your claim and the questionnaire to Barclaycard. First thing is to get the SAR of to Barclaycard...there i
  5. You're welcome Don't spend to much time on the letter and spoil your Sunday R
  6. You can send it in response to their letter and thank them! Point out that the statements they have sent clearly show that this is SB!
  7. It's in there somewhere...http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation
  8. Look in the library as there are letters to use when a creditors refuses to stop interest (or for you to ask them to stop interest)...
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