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Showing content with the highest reputation on 07/08/11 in all areas

  1. Agree entirely. The country is almost bankrupt as it is and all the Govt. can do is waste more money on chasing things like this. The best part is that the Insolvency Service itself is almost insolvent. You couldn't make it up!
  2. I wish you all the best with everything (loving the iPhone when it cuts off half way through a reply!)
  3. Your friend would do better to write to the Bank at their Head Office address. Head the letter - Official Complaint" They will have 8 weeks to address the issues if not then you will be able to take the complaint to the Financial Ombudsman. Telephoning is a waste of time, unless you can record the calls. Plus of course you will end up speaking to everyone including the tealady, none of whom will keep any record of the conversations.
  4. ims21

    Bank charges..

    Hi You can go back further than 6 years using S32(1)© Limitations Act 1980. Get claiming (and familiarise yourself with S32 by reading around the bank forums) Regards ims
  5. ims21

    Charges Reclaim

    Hi Letter looks OK to me. Personally I prefer 14 days lba. If it ends up in court the judge would then see that you have been reasonable with your time scales and this will go in your favour. IMHO a 7 day lba is a bit too short. Regards ims
  6. Combine it all in one, I do not acknowledge any debt to you or any company you claim to represent, take not you will cease to make any contact other than in writing via Royal Mail, also no persons employed by you our any allied company are to visit my property(words to that effect. Then the CCA request.
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