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Showing content with the highest reputation on 01/08/10 in all areas

  1. A few final points and then I too am un-subscribing: Have you ever though of Politics, you avoid just about every direct question! Perhaps you can tell ME then what I should be spending my money on to cope with Chemotherapy, travelling daily for that, whilst at the same time bringing up my 22 month old granddaughter, because my daughter of 24 has just been killed, and whilst explaining this in detail with supporting evidence to every DCA that wanted to know, I was still called a lier HOW DO YOU OR YOUR BUDDIES KNOW I am lying, story too far fetched, NO JUST REAL LIFE!! I am not
    2 points
  2. 1ST 8 LINES DONE Oh the MOORCROFT Stage is a-rollin' BACK over the plains With the DEFAULTS flappin' and the LAWLOR RACKING HIS BRAINS A beautiful sky, a wonderful day JUDGE CRACKED-away, JUDGE CRACKED-away, JUDGE CRACKED-away Oh the MOORCROFT Stage is a-headin' BACK over the hills AFTER THEY PAID THERE FINE AND EVEN PAID MY BILLS NICE LITTLE MAN SAID I DON'T HAVE TO PAY So HIP HIP HORRAY, HIP HIP HORRAY , HIP HIP HORRAY
    1 point
  3. Well said Hallibutt. Summed it all up really well. When they DCA's realise that they are the problem and not the solution, then the better off everyone will be. After all, nobody chooses to be in debt and struggling to live. When DCA's realise that and make a genuine effort to work with people, instead of lie to them and threaten them, they would find more people happy to pay what they can afford each month. I doubt the industry will change though. They are too set in their ways and are are always trying to justify it to anyone who will listen. The ones who will listen are few,
    1 point
  4. Jordan, I can understand the reasons for some of the things you have submitted to this thread. I do, however, think that you are sadly mistaken on many points. People have given some very relevant examples of situations where they find it difficult to maintain payments of the levels demanded by DCAs. Harrassed Senior's example was particularly pertinent and I do feel so bad for him/her in their current situation. Surely, when someone is suffering genuine hardship through no fault of their own, any reasonable organisation, DCA or not, would consider some kind of amicable agreemen
    1 point
  5. If this is the best the DCA's can do after all this time, then they're in for a rough time over the next few years. What with their constant bleatings on Credit Today and their silly and pointless award ceremony, then it's obvious they still try the same old business model that has now blown up in their faces in a big way. The countdown has begun and one by one their parent companies will start pulling the plug on them. It's already starting. We're seeing buy outs. J2 Soloutions, Cattles, Hillesdens posting 2 million losses 2 years running. It's only a matter of time, and time is on
    1 point
  6. it's so you can understand them
    1 point
  7. Jordan, you reap what you sow. DCA's have been lying, breaching laws and guidelines to line their grubby pockets. Now it's payback time. I suggest you email this link to your DCA chums. They'll be needing it soon..... McDonald's Careers Website
    1 point
  8. Jordan, A simple and straight question for you. How many debts that your company either buys or is instructed to collect carries out checks first to see if they are reasonably disputed. I ask this question because I am in this situation and I strongly suspect many thousands of people are too due to payment protection insurance. What gives a DCA the right to collect and harass people on a daily basis when there is a clear dispute which amounts to a 'vis' a 'vis' as per the UTCCR 1999
    1 point
  9. DDd - how long have you known about having Aspergers and who assessed you? If nothing else, try talking to the National Autistic Society because they have excellent advisors who may be able to give you more help than you realise. Talk to your local MIND - get support before you take any further steps. Very often, when adults are diagnosed with a disorder or health issue, temporary or permanent, the family do not want to know about it because it means they have to re-evaluate their own behaviour and perceptions. There is no answer to how to tackle this because it's not you t
    1 point
  10. Hi Gothicfairy, as part of the pre-action protocols lenders are supposed to explore all options when dealing with customers in arrears - this includes switching to interest only, capitalising the arrears or payment holiday. You should write to GE (copy their solicitors) asking them to consider these options (this will also help your court case). If you need help with a letter I can draft one for you:)
    1 point
  11. Extra time available BBC News - HMRC allows some late tax credit callers to try again
    1 point
  12. Link no longer working so post irrelevant and removed
    1 point
  13. Can both quotes be correct? BLUE Text is of topic and not aimed at any fellow poster's There are poster's on CAG who I like to refer them as being ORACLE'S their knowledge base is quite extensive, sometimes when they post they sometimes appear arrogant. Occasionally more than 1 appears in a thread with a different slant on the topic. Sparks fly but more information is revealed about the topic at hand. dk
    1 point
  14. I don't think I would hold in with this. Its tantamount to saying that one is owned by whoever pays one's wages. Why not extend it and say "If you want a council job, then you should be prepared to receive a kicking from those who pay your wages." I am sure that "being chased by members of the public with camcorders" is not listed on the job description. In the same sense, someone who works in a shop should expect to be recorded by customers... since, ultimately, they pay the staffs wages. Or demanding to enter the flight deck of an aircraft so we can 'watch' the pilots; we
    1 point
  15. Hi, Gothicfairy, Sorry to hear about your plight. Have GE charged you any arrears charges etc over the last few years, as claiming these charges back may be a way to stave off the eviction / fight back against their pathetic attitude. BAE
    1 point
  16. fuzzy6988, were there bay markings painted on the road and even with four wheels on the pavement were you wholly within the bay markings?
    1 point
  17. Hi Annubis - just dropping by at Elsa's request IMO the CPR31.14 is asking for a bit too much - you can only request anything mentioned in the POC so that would be the agreement & the monthly payment plan they say you have agreed to. All the rest should be included in your SAR request (and/or a CPR18 request to BC - no fee) which I agree you also need to send to Egg using the template she has linked to & adding in a request for a copy of the original credit agreement if they hold it & the info in 2,3,4 of the CPR31.14 letter above. You will need to send £10.00 PO with it (d
    1 point
  18. Please tell me you haven't sent this yet? Has he acknowledged the claim? He MUST do so if not, or he will lose by default and will then have to get it set aside if he can!!! He must tick the form saying "I dispute the total amount" and send it back to the court before the deadline. After that, he will have another 2 weeks to send in his defence. Defence, keep it VERY simple: 1 - Denied, the claimant is put to strict proof of the allegation. 2 - Denied, the claimant is put to strict proof of the allegation. It is admitted that a cheque for the sum was presented b
    1 point
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