Jump to content

Leaderboard

Popular Content

Showing content with the highest reputation on 19/01/08 in all areas

  1. Having just read this thread from start to finish, I just wanted to say a few things. First of all without this site I would never have been able to begin my claim against the banks. The help and support and kind words of many people here has bolstered my resolve to continue against the Goliath that is the banks. Secondly, I'm very disappointed by comments made by some members (Ginan, Vortex) which attempt to belittle those who are suspicious of any number of the facets of this case. Why should people all of a sudden believe that any of the bodies involved wholeheartedly have the con
    2 points
  2. now,fl, how would know that - using your mod powers again?????
    2 points
  3. WTF has MBNA got to do with my thread?
    2 points
  4. Hello tasty tang0! Here is a link to your 'Bible'... Children Act 1989 (c. 41) ...
    1 point
  5. That sounds like a plan to me!
    1 point
  6. Hi nat, first thing, don't worry, you can get this sorted. DO NOT open the door to the bailiff, even if he is being nice, make sure your disabled badge is in your car, I am 99% certain a bailiff CANNOT take a car with a disabled badge in it. Contact northampton county court TEC centre and fill a late statutory decleration, this should put the bailiff action on hold. When you fill out the late stat dec make sure you tell them that you are on income support and disabled and have not been able to pay the pcn and that you are willing to pay the original pcn cost. Bailiffs will send all so
    1 point
  7. Sounds very dodgy to me. If your claim has been stayed because of the OFT case, then my advice would be to just wait like the rest of us. Unless any one else knows any different.
    1 point
  8. Fair enough vortex, although I do know what I am talking about. Please be assured that I was trying to curtail the discussion in the politest way, and I certainly had no intention of instigating, or getting involved in, an argument. Don't worry, I won't bother in future.
    1 point
  9. Hello and Welcome, Driver- once- more. Is that your ban finished then ? Good to see you on the site,have a good read, then come back if you need any help with anything. This place is packed with very knowledgable people, always willing to help you out with whatever problems you may have. Hope to see you around the Forums. Regards. Scott.
    1 point
  10. Hi, Lockheed. No, your not mad, everyone in the UK is mad at having to pay our unbelievable bank charges. At the moment people in the UK are taking the Banks to court to claim back these charges Have a look at this...... http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html There is a major court case going ahead at the moment to determine whether or not these charges are lawful. All court claims have been put on Hold, until after the outcome of the 'Test Case' (this could take a very long time). Have a look at this......
    1 point
  11. Welcome to the site. First of all its important to keep lines of communication in writing,but more importantly that you use procedures that are laid down (this means using the weight of the law and quoting it) I am going to move your thread to the telecoms section but it may be that you will also need help in the Debt forums.Which debt collection agency is involved ? Has the debt been sold on? It is essential to keep a record of communications,and copies of any that you send.
    1 point
  12. Copy Statement Unit Lloyds TSB Bank plc Swallow House 10 Swallow St BIRMINGHAM B1 2AL. Send recorded delivery.
    1 point
  13. There is no need for a lawyer, and a CCj is not a criminal offence. Do as the previous poster says and send the bank a SAR to see how much is outstanding and how much ofthat is charges, then make the bank an offer of what you think is the true balance.
    1 point
  14. not for insurance, but you could S.A.R. the original insurer, or send them a letter asking for clarification of how this debt arrived. When did all this begin? I.e. has there been a 6 year period where you haven't acknowledged the debt in writing / or by payment?
    1 point
  15. Most of the time the delivery person doesn`t ask for a signature because they can`t be bothered with all the letters they have. So, what are they getting paid for then? Please dont keep making assumptions without getting your facts right. I wouldnt assume to do that about anyone elses job. You have to do the job to know what it entails. As I said in my earlier post there will always be the bad apples but they dont account for the entire workforce of Royal Mail. Having worked as a postie and also having worked in the office where they scan the barcodes after delivery I have seen
    1 point
  16. read and don't be afraid to ask questions there is a lot of information here and it will take some time to get you head around it, we have all been there though its not a problem pete
    1 point
  17. I fully sympathise with you as I'm not back in my house yet after being flooded in June. We are discovering that the issue of drainage is very complex, not helped by the fact that so many agencies are involved. You mention a flood forum, and we have one too, with representatives of the water company, the Environment Agency, District Council, County Council, engineers, etc, as well as 2 representatives from our village, who report back to residents at local meetings, as well as passing on our concerns. As well as this our local MP is keeping an eye on proceedings to ensure that matters
    1 point
  18. Hi, and welcome It sounds as if it is definitely statute barred. If there has been no payment made or acknowledgement of the debt for six years then they can do nothing at all. Your statute barred letter should get rid of them without you having to do anything else. I can't believe they are chasing such a small amount from so long ago - they are really trying it on.
    1 point
  19. Here is a template letter you can use, amend as required, send it recorded delivery to enusre you have a record of them receiving it and you also need to include a £1 fee http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html
    1 point
  20. Hi Pat, The rule that allows the court to make an order is at para 3.11 of the CPPR that can be found at PART 3 - THE COURT’S CASE MANAGEMENT POWERS The more detailed information about the types of orders are in the Practice Direction 3C which is annexed to the rules. Doc
    1 point
  21. Is there any way you can scan and post the information you were given. Or type it exactly as it is worded on the letter?
    1 point
  22. lmao im back hehehe hope you made the most of it being quite:lol::lol:
    1 point
  23. Lol Stone, how could I avoid you - unless you got the scarves of course?
    1 point
  24. good evenig ladies, just popped in to see if you were still bitchin`. been a bit busy of late but now got my life back so can afford a bit of light relief. OMG what does that sound like !!!
    1 point
  25. A Happy New Year to you and yours remus. Keep us posted on the progress. I won't wish you 'good luck' as you don't need it
    1 point
  26. Happy New Year everyone, I wont be around for a little while, so hope that your start to 2008 is a fantabulous one! Red xxx
    1 point
×
×
  • Create New...