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Showing content with the highest reputation on 17/07/06 in all areas

  1. I just replied to a couple of posts about this and did some research. Here is the EU regulation wording: Right to care 1. Where reference is made to this Article, passengers shall be offered free of charge: (a) meals and refreshments in a reasonable relation to the waiting time; (b) hotel accommodation in cases - where a stay of one or more nights becomes necessary, or - where a stay additional to that intended by the passenger becomes necessary; © transport between the airport and place of accommodation (hotel or other). 2. In addition, passengers shall be offered free of c
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  2. The stayed cases have been settled by the defendant banks and the "test Case" has also been settled. However, here is the basis of the application which we drafted to remove the stays. If anyone else receives a stay then i suggest that this form the basis of the apication to remove it. This application has also been sent to the Mail, Guardian and the BBC. .....
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  3. Hi please post that question in your own thread where I will answer it please do not hi-jack anyone elses thread ........... especially not mine edit If anyone is interested I have answered jimruss here on the welcome forum
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  4. Howard from the Halifax will turn up at court in his Mercedes. Out of the back seat will come two go-go girls (eastern european at that) and they will dance outide the court room singing "Who Sues the Halifax You You You do" You the will go in, Howard will then jump over the court bench and sit down in the dock. He will be told to sit down and remove his sunglasses. This is toxteth not the Galapogos Islands. Halifax will then win and you will be sent down for 7 years for wasting court time, of course you will be released and electronically tagged, served with an ASBO banning you from
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  5. BT are responsible for the line up to and including the master box. If you damaged the line or master box while carrying out repairs around the area it come into your property they could bill you for making good their line/box. (unlikely if its was an accident and you have been a good customer). Any other cause of damage outside your property and not caused by your negligence is their responsibility. The blowing of the master box is very likely when lines are brought down during adverse weather conditions. Furthermore, the engineer should have made you aware of any possible c
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  6. Wow lloydstsb are quick .....only 8 working days ........ to say I can't have my money. 6th March Data protection request sent by email 7th March email recieved back saying they recieved it 8th march email recieved (dated 15th march) saying they will send info requested 10th March I sent another D.P.A request by email for my C/C details 10th March email back saying they recieved it 13th March email recieved saying they will send my C/C statements in conjuction with my bank statement request 14th March bank statements recieved by post / manual intervent
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  7. I have seen so many threads since joining the forum about people being harassed, I thought I would start this thread allowing people to understand their rights on reporting harassment. I went to the CAB following significant harassment from Nat West and First National a few years ago – went to court with the backing of the CAB and won. Below is an extract from the CAB handbook and is full of good advice to anyone being harassed – therefore talk to them as they do a damn good job is this area. Thanks CAB:-) Some suggestions When ever a bank calls you or sends th
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  8. Hi the OFT say they are unfair and statute says theyre unlawful, as they dont reflect the true cost of bouncing items
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  9. No, that's fine. If you have an address in England then you can make a claim in england and go back 6 years and up to £5000. Use the Halifax HO address as the defendant Yes plus DPA non-compliance letters here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html
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  10. From what I recall seeing elsewhere these cases are mostly business related and certainly don't do anything to prove their case. It is flannel, and should be treated as such.
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  11. Write to the court manager and inform them of your holidays .
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  12. Hi dansyzygy Dont panic about there initial response. Its the same letter they sent me for 2 accounts. I got printouts of my accounts from the day they were opened (2002) within about a week of them sending that letter. They cant show you the manual interventions as they wont exist for the charges (its all automatic). They are just trying to freak you out by making you think you are in the wrong (an oxymoron i think!! or in their case oxymoronic perhaps.). Sit back and wait for a big thud as they arrive through your letterbox.
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  14. I think you may even have a case for the CCJ to be set aside or removed as the vast majority of it is in unlawful charges. Maybe someone with better knowledge of the system can answer this and how to go about it.
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  15. A manual intervention is where a bank manager looks at your account, decides to/not to charge you a bank charge or makes some other alteration to it. This is vital in uncovering the actual cost to the bank of you exceeding your limit/bouncing a chque/dd. Most banks are refusing to provide this information which means they would find it very hard to use the information in court. The banks don't want to confirm that the charges are automatic either.
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  16. All of this does sound unfair and unreasonable to me. Unless you have all of your statements you could at least send a SAR Subject Access Request to Studio Cards. While you are waiting spend the time looking at information on CCJ's, Debt Collection Agencies etc. It sounds very complicated, but definitely worth investigating.
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  17. As you say, A gambling Debt. NO gambling debt is recoverable by law. But how would an online company ensure the person is over 18. Ask them to tick a tick box to say he is, which he has. Ask him to provide ID to prove it, which he doctored. Only allow credit cards, which he used his mums in her names. Im sorry, but it seems he is just trying to con the organisation. Like I said, if he was still winning, we wouldnt be having this conversation 3. Rules for registration The following rules apply to registration under regulation 2(1)(a) — 1. No person may be register
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  18. For those that have looked at their statements and may be wondering, what can i claim for?, and why are the descriptions confusing?, what about the overdraft interest is that claimable aswell? wonder no more. you can claim for anything which is deemed a penalty charge, which includes: returned direct debits, card mis-use, unpaid standing order, unpaid item, exceeding your overdraft, overdraft interest (see below), total charges (see below) notifed fees Unauthorised overdraft arrangement fees (more will be added as and when confirmation is found) you can no
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