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    • The world's largest economy grew less than expected but rising inflation may delay a rate cut.View the full article
    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
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Lost Licence


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Two weeks ago I lost my licence as it got lost in a house move.

 

When applying to have my licence address changed they told me as I haven't got the photocard there will be a charge of £22 for the replacement.

 

My dispute is, they send you a brand new card, brand new paper doc. Why the £22 fee???

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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I think the DVLA are just getting too big for their boots - *too much power given to a private company syndrome*

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Thanks for your reply Dave.

 

 

Do you think I should send them a letter advising them of this? I mean fair enough if you loose the licence then they charge to replace but if you loose it moving address they still charge you even though they have to give you a complete new one anyway.:mad:

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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It's to do with the one-in-one-out arrangement. When changing address, you'll get this free providing you return the old one. Apart from ensuring that it isn't 'lost' :D there's more to it than just making money. If they issue a paid replacement, they'll mark the file as the original being lost, so providing corroboration should your licence be used for false ID purposes. Of course, if you've just mislaid it - the angst will get worse, as they'll not refund you to compensate!

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Well thats how I looked at it as well but then when reporting change of address online they don't want your old licence. It just asks you for refs' that are on the paper licence and photocard.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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well I also have lost my photocard licence during a house move. Here is my question if this is found by another and returned to the dvla do they contact you to let you know that some kind sole has returned it or do they just wait for you to realise it has been lost and take your money from you?

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  • 4 weeks later...

my provish card went missing a while back I think its stupid the £22 charge I only got my card 6 months ago!

My purse went missing and that was the last time I had it.

 

Bit of a kick in the nuts if someone had everything stolen then they give you a charge to get a new one.

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