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Hi,

 

Hoping you guys can help me.

 

I was made bankrupt april this year - without being told a court date, and annoyingly 2 days before a large and substantial cheque cleared in my account - more than enough to pay the debts owed.

 

I am currently dealing with the insolvency agency and the official receiver to pay off all known debts.

 

However today I have received a phone call from another company's debt recovery people who claim I owe them a further £400 - a debt I thought I had already paid off prior to the bankruptcy - but I have no proof of this.

 

I have managed to find very, very rough details of who owe this debt too - although they weren't able to give me exact details - only very sketchy "it's this parent company" and a reference number - I have been unable to get in contact with anyone at the parent company to establish what this debt is.

 

My question is basically is the there anyway I can get this included in my bankruptcy? Obviously I have no money of my own at the moment (the official receiver got it all from the bank yesturday!!) and I had I known this debt was outstanding I would have included it on the bankruptcy forms. - This is the first contact I've had from the company since April - when I was made bankrupt (2 months now) and probably for a good long while before that too.

 

What are my rights reguarding this debt - my husband feels that they should have contacted the OR when my bankruptcy was announced, and shouldn't be bothering me at all. Is this right?

 

Thanks for any help and advice!

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Call the OR. I suspect that, anyway, it is not an enforceable debt because they won't have the credit agreement OR because it is over six years old with no acknowledgement or payment.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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