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Tesco CC - Not Reissuing Card


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Hi All,

 

Just after a bit advice please.

 

Received a letter from Tesco Finance advising they will not reissue card on expiry at the end of this month "based upon recent payment activity." I should also not use the account with immediate effect.

 

OK, I had missed a few payments & once went over limit but sorted everything out around August last year.

 

I rang them yesterday and was advised basically because of the "recent" activity that they would not re-issue. Explained situation & was advised that there was also a late payment in Jan - credited 3/1/07 - due 30/12. OK agree it was late but banking systems over BH !!!

 

I then stated that is this due to recovering charges last Sept, but was advised this had nothing to do with their decision (a bit cynical here ).

 

I will write to them but just wondering if this has happened to anyone recently, is it a new tactic etc.

 

They have not actually closed the account, they have "kindly" allowed me to spread repayments over a period of time albeit including accrued interest.

 

Bit of a strange one but any ideas please.

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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They are trying to say that they are" responsible lenders " When you say this was due to recovering charges. Could you elaborate a little please?

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Certainly,

 

I only had £265 of penalty charges which were refunded in full after I replied to their first offer of £50. Literrally I refused the initial offer then within about a week, full amount credited to my account.

 

This was last September--- I guess they do have long memories.

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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Ahh, I had the same letter after I requested info I phoned and was told the same thing! ... I was annoyed at first but then thought well, what the heck if I need a card I will try elsewhere - wonder if I was a little nieve with hindsight! Incidently I'm going to be claiming from them shortly for charges!

Fingers Crossed.

Chicken Crazy

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Hey Crazy Chick,

 

I use the card for expenses etc & there is a fair bit of monthly ins & outs on the card. I'm wondering whether Tesco does not like the amount of points per month on it & because of previous misdemeanors ?? is that one of the reasons. I do use it more as a company card rather than personal. Perhaps that is an excuse that they are giving.

 

I do suspect it is a Tesco decision rather than RBS.

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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