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ajh1ok v woolwich


ajh1ok
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Received info from DPA request,two sheets of A4 with penalty charges listed over 6yrs.Sent prelimary letter 05/06/06 requesting return of penalty charges £960 over last 6yrs.Now waiting with everthing crossed.

ajh1ok

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Well done for getting started and good luck.

 

Natalie

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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Received reply to prelimary,

In view of complex nature of the issue you have raised,I have been ESCALATED to head office customer relations unit.

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  • 2 weeks later...
  • 4 weeks later...

Update!

Received notice of issue from Northampton today.Claim to be considered served 23rd July 2006.The defendant has until 6th August 2006 to Reply.

 

 

 

Here we go:)

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Wheels are in motion! Best of luck to you.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

"Update"

Received letter 29/07/06 from are freind Mr Voller.

May I say how sorry I am BLAH BLAH,I am willing to offer £475 towards the amount you are claiming as a goodwill gesture.

Letter sent today accepting as a interim payment,informing them that I will be continuing court action to recover the full amount of claim inc court costs and interest.;)

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  • 3 weeks later...
  • 5 weeks later...

There are lots of good threads around with info on what documents you should need for court. There is a comprehensive list by jonni2bad (I think in his thread with halifax) which gives a detailed list of what you may need. in the meantime start with these -

 

A copy of all correspondence with the bank.

A breakdown of charges + interest.

Unfair Contract Terms Act 1977,

the unfair terms in consumer contracts regulations 1999

A copy of the OFT Report on Default Charges

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  • 1 month later...
  • 2 weeks later...

Ok

Five days to court date,not heard a sausage from anyone,court appearance looking more and more likely.Although still plenty of time for a settlement.I will keep you guys/gals posted.

Wish me luck

Andy;)

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austenpowers: Good luck Andy, I would expect contact any time soon

HOW DID YOU KNOW

 

Had a phone call from barclays this morning offering to settle in full,just waiting for the figures and make sure everything is included.

Many thanks to all that have helped.

 

Andy:D

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