Marc Gander - The Consumer Survival Handbook

A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.


Patricia Pearl - Small Claims Procedure - A Practical Guide

An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

Results 1 to 4 of 4
  1. #1

    Default Re: Enough!!!!!!!!!!

    Dont panic!

    I was in the same position as you a few months ago and it felt like the whole world was caving in. I would ask to see your bank manager to have a quiet word and explain your situation. Surely if he/she knew of your charges, and the fact they were stopping you from paying bills etc, he/she may understand. If not, at least you will have him/her in front of you to say "right then, you can stick your charges up your A.rse, i am going to reclaim them off you, you (edit) son of a bugger. HAHA.

    Let me know how you get on!


  2. #2

    Default Re: Enough!!!!!!!!!!

    I have no idea why the post has gone ahead of yours. I appologise for any confusion!

  3. #3

    Default Re: Enough!!!!!!!!!!

    Can you get your statements online?
    If so then you can just get cracking!
    There's loads of support on these boards so you are in good company!
    Good luck with your claim!

    BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06
    Clydesdale Financial Services - Gave them their chances off to court we go!
    HSBC - Watch out I'm coming after you next!

    If you like anything I say click the scales!

  4. #4

    Angry Enough!!!!!!!!!!

    Hi a letter from RBSicon today informing that as I have gone over my overdraft limit i will be charged another 38 on the next business day, the thing is i was only charged because they have hammered me with charges last week...76, 48, 38 and another 38 I feel like crying as this has drained the money i had in my account and i won't be able to pay anything else, my car payment for a start therefore the bank will charge me again it really is a desperate situation..and if they take my car off me coz of this bank i'll really be a bit upset Sent my prelim letter to them on tuesday they should have it by now and im hoping for a reply very soon. I've been looking on here and am a bit downhearted as RBS seem to be the toughest to get money back from. I'm owed 382 since november last year, i should ask for all my statments since i started banking with them in august 2003 and get ALL those charges back and clear the overdraft and get OUT of that crap bank!!!!!!!!!!!The thing is i can't afford to pay for the bloody statements since they have ROBBED me!argghhhhhhh! Any words of encouragement are greatly appreciated!!! xx

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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