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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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Archives of Abbeys web pages/ Terms and Conditions


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ok found a web archive that has quite a few of abbeys terms and conditions on it from different periods of time slowly going through it and will post quick links in here to the date/month/year that i find for them

if anyone else has other web links to abbey's terms and conditions feel free to add them and try to give a time period they apply to thank you

 

 

Abbey's web sites from a web archive .

PERSONAL BANKING

Section 24.3 is relevant bit

5th Feb 2002 .

 

2nd April 2002 .

 

3rd June 2002 .

14th October 2002 .

15th December 2002 .

1st Feb 2003 .

2nd April 2003 .

SECTION 6.3 is the relevant part in these

18th August 2004 .

26th Sept 2004 .

27th Sept 2004 .

23rd Jan 2005 .

9th March 2005 .

14th April 2005 .

19th May 2005 .

8th Sept 2005 .

27th Oct 2005 .

 

Supplied by others

 

T&C's for Nov 1998 Rekka

  • Haha 1

MY CASE

 

Newbody Vs Abbey

 

NB: Please read the FAQs & step-by-step instructions thoroughly & completely before commencing any action

 

the following is a link to a web archive of abbey websites over the time click on month under year to access Abbey's site for that time period to get what the terms and conditions were for when you opened your account Internet Archive Wayback Machine hope it helps or here for where i have started to pull them out to http://www.consumeractiongroup.co.uk/forum/abbey-bank/91707-archives-abbeys-web-pages.html

 

Advice & opinions given by me are my views or how i would respond, and are not endorsed by the Consumer Action Group & are offered informally, without prejudice & without liability. Your decisions & actions are your own - if in any doubt, seek the opinion of a qualified professional

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I opened my account around May 1998, but dont seem to be able to open the terms and conditions for December 1997. Is anyone else having problems opening this one, or does it mean they havent archived the t&c's for Dec 1997. If any one has a copy of the t&c's for around May 1998, could you pm them to me, or put them on this thread.

 

many thanks in advance.

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Thanks Jules1973.

For some reason I cannot get this link to open either.I must be destined never to have the terms and conditions!!!!!

Glad

 

It took me two attempts to open it.

 

When I get to work tomorrow I will open it again and save it into word. if you PM me your email address I will send it to you as an attachment if you want.

 

Did you click on the heading May 1997 tariff of charges? if so it didnt work for me, but when I clicked on page 1 then page 2 I was able to save it in MSworks.

 

Regards

Julie

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okies, i did upload Abbey's T&C's for 1997/1998 to RekaTech

 

My site is down so have posted them http://www.consumeractiongroup.co.uk/forum/abbey-bank/101308-t-cs-nov-1998-a.html

 

Appologies

 

Reka

  • Haha 1

[FONT=Tahoma][SIZE=4][COLOR=blue]Reka [/COLOR][/SIZE][/FONT] [FONT=Tahoma][SIZE=4][COLOR=blue][URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/93120-reka-abbey-court.html[/URL][/COLOR][/SIZE][/FONT] [URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/101308-t-cs-nov-1998-a.html[/URL] [FONT=Tahoma][SIZE=4]Abbey *WON IN COURT* £2775[/SIZE][SIZE=1](awaiting payment) [/SIZE][/FONT] [B][FONT=Tahoma]Warrant of Execution filed 22/06/07[/FONT][/B] [B][FONT=Tahoma]***Warrant Issued 22nd June 2007***[/FONT][/B] [B][FONT=Tahoma][COLOR=red]PAID IN FULL [/COLOR][/FONT][/B] [URL]http://www.youtube.com/watch?v=XcAaoRr8H5c[/URL]

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anyone who wants some webspace can use some of ours ive got a domain not being used and unlimited storage so PM me and i'll create an FTP account for you and PM the details back asap

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  • 2 weeks later...

Please help as I haven't got a reply on my own thread... Why are the terms and conditions so important.....

 

Also.... I am claiming from march 2001 till the prestent... Do I need the terms and conditions for march 2001 or when I openend the account. That could have been 1994.

 

Please help someone

Teresa x

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icon1.gif Re: Reka v Abbey ***WON IN COURT!***

Quote:

Originally Posted by reka viewpost.gif

I was of the opinion that as the abbey themselves said in their defence that they applied the chargesas a result of my breach of contract, a matter i did not dispute, then i didn't need to supply them as it was not a matter of the breach of the contact that were in debate, but the amount they were charging as a result of the breach! *this is my opinion..... but include them as everyone is saying they now need to be included*

 

Spot on.

 

T&C's not strictly necessary v Abbey. Only if you need to point to the specific term of contract you allege has been breached, as you do with say Lloyds. As above Abbey readily admit a breach so T&C's not crucial

 

(i dont know how to quote from other threads) (last comments by Gary H)

[FONT=Tahoma][SIZE=4][COLOR=blue]Reka [/COLOR][/SIZE][/FONT] [FONT=Tahoma][SIZE=4][COLOR=blue][URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/93120-reka-abbey-court.html[/URL][/COLOR][/SIZE][/FONT] [URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/101308-t-cs-nov-1998-a.html[/URL] [FONT=Tahoma][SIZE=4]Abbey *WON IN COURT* £2775[/SIZE][SIZE=1](awaiting payment) [/SIZE][/FONT] [B][FONT=Tahoma]Warrant of Execution filed 22/06/07[/FONT][/B] [B][FONT=Tahoma]***Warrant Issued 22nd June 2007***[/FONT][/B] [B][FONT=Tahoma][COLOR=red]PAID IN FULL [/COLOR][/FONT][/B] [URL]http://www.youtube.com/watch?v=XcAaoRr8H5c[/URL]

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  • 2 weeks later...
icon1.gif Re: Reka v Abbey ***WON IN COURT!***

Quote:

Originally Posted by reka viewpost.gif

I was of the opinion that as the abbey themselves said in their defence that they applied the chargesas a result of my breach of contract, a matter i did not dispute, then i didn't need to supply them as it was not a matter of the breach of the contact that were in debate, but the amount they were charging as a result of the breach! *this is my opinion..... but include them as everyone is saying they now need to be included*

 

Spot on.

 

T&C's not strictly necessary v Abbey. Only if you need to point to the specific term of contract you allege has been breached, as you do with say Lloyds. As above Abbey readily admit a breach so T&C's not crucial

 

(i dont know how to quote from other threads) (last comments by Gary H)

Hi 1st time post on this site. All posts very helpful.Claiming £2500 approx

In court on 23rd July for 10 minutes and no AQ completed as not requested by court. Docs required by court no later than 9th July so busy preparing them. No communication from Abbey since defence received and am waiting for them to send all T & C's since 2002. One question, do we only need the T & C's for the dates charges were incurred or for whole time period the charges span across. Charges made mostly in 2005. Looking at the posts on this thread there appear to be approx 10 sets of the T & C'S for 2005 alone. I'm not wanting to use mountains of paper.

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you "may find them here

 

Internet Archive Wayback Machine

[FONT=Tahoma][SIZE=4][COLOR=blue]Reka [/COLOR][/SIZE][/FONT] [FONT=Tahoma][SIZE=4][COLOR=blue][URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/93120-reka-abbey-court.html[/URL][/COLOR][/SIZE][/FONT] [URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/101308-t-cs-nov-1998-a.html[/URL] [FONT=Tahoma][SIZE=4]Abbey *WON IN COURT* £2775[/SIZE][SIZE=1](awaiting payment) [/SIZE][/FONT] [B][FONT=Tahoma]Warrant of Execution filed 22/06/07[/FONT][/B] [B][FONT=Tahoma]***Warrant Issued 22nd June 2007***[/FONT][/B] [B][FONT=Tahoma][COLOR=red]PAID IN FULL [/COLOR][/FONT][/B] [URL]http://www.youtube.com/watch?v=XcAaoRr8H5c[/URL]

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Hello Lisa11, have you had any success with T&C's for 1999 only I also need them for my Bundle (why I need them I'm not sure, I'm just going with the flow). If you could help that would be great. Thanking you in advance.

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from a few posts up -

 

"T&C's not strictly necessary v Abbey. Only if you need to point to the specific term of contract you allege has been breached, as you do with say Lloyds. As above Abbey readily admit a breach so T&C's not crucial"

 

in abbey's standard defence it does mention breach of contract, so its handy that some people cant find T&Cs for abbey as hopefully they wont be needed...

13 July 06 - Data Protection Act request sent to NatWest :-|

7 August - Natwest want to 'discuss my account':???:

9 August - "HISTORIC STMNT FEE- £5.00" showing on online bank

16 August - Statements Arrived, tatty brown sellotaped envelope:rolleyes:

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hiya hank consider this bumped lol and would u like me to be your guardian angel cos unfrotunately for u this guardian angel is going away for a few days to bonnie scotland and maybe wont be able to keep an eye on u but im sure someone will and ill be back very soon to keep an eye on you xxxkia

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