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AlphaGeeK Vs MBNA **WON**


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I have sent this to Carter and Arrow via email ([email protected] and Cc'd to [email protected], [email protected])

 

Friday, 18 July 2008

Claim Number: x

 

I am in receipt of a County Court claim form you have recently issued on behalf of Arrow Global LLC. The agreement number you quote in the Particulars of Claim is from an MBNA Credit Card account.

 

This account was subject to a reclamation of unlawfully levied charges claim by myself recently which MBNA settled in full before Court. They also paid me further compensation for passing the account to Arrow Global LLC when they had no lawful right to do so. MBNA also bought back the account from Arrow Global LLC.

 

Section 35 of the County Courts Act 1984 makes it unlawful to split one cause of action in to two separate cases as you are attempting to do. This is a clear abuse of process and I will shortly be filing a complaint against you with the Solicitors Regulation Authority in Redditch.

 

You have seven days to withdraw this claim and confirm in writing that you have done so.

 

If you do not withdraw this claim within seven days, I will file a Counterclaim against your client for compensation for harassment and damages caused to my credit worthiness due to breaches of the Data Protection Act [1988]. Once a Counterclaim is filed, it will be seen through to its conclusion.

 

Yours sincerely,

 

Alphageek

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Oh, I would so love to be a fly on the wall when they receive that :D

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I just used MCOL to file an AOS just in case they think I don't know what I am doing :)

 

 

:-D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well, would you believe it.

 

I received a Notice of Discontinuance this afternoon. It was dated the 18th so their email computer was working last week.

 

I'll check with MCOL in a day or so to make sure they forwarded a copy to the Court.

 

I didn't even have time to report them to the SRA. Very disappointing that I didn't get chance to file a Counterclaim against them.

 

Someone tell me they have lost the fee they paid to issue this claim and I'll be happy.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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  • 4 months later...
On to the 9th Oct 2007;

 

Another nasty pink slip (some of the Americans who run this bank should be getting their pink slip soon!)

 

This one has got to be illegal on the grounds of intimidation?

 

Page 1

 

Page 2

 

Has any legal eagle seen these pink slips and commented on them? They look like clear breaches of The Administration of Justice Act. Then again, financial institutions seem to get away with flouting the law.

 

Just look at these muppets that were featured on Panorama: [commercial link removed - sorry fbr, the link is against site rules]

 

The FAQ in particular is a clear breach of AoJA IMHO.

Edited by steven4064

I wonder if MBNA are the new Enron :roll:

 

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  • 2 weeks later...

Sorry to jump in but ive been following this. Ive got a dispute with mbna too and now Essex Trading sandards are saying that if mbna take me to court, the court could find in their favour even though mbna cannot supply a cca. Something to do with an "established debt" ??? Whats going on ??

Ioio, no work for me to go, I got the sack, cos the economy`s slack Ioio !!:-x

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Hello I-07!

 

Ive got a dispute with mbna too and now Essex Trading sandards are saying that if mbna take me to court, the court could find in their favour even though mbna cannot supply a cca. Something to do with an "established debt" ??? Whats going on ??

 

Trading Standards have a habit of talking straight out of their backsides, and this is another classic example.

 

Complain, and ask them to elevate the issue to someone who actually understands Consumer Law.

 

Cheers,

BRW

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Thanks BRW. I wouldnt mind but they have been solidly behind me until today. I have worked with 6 companys to whom I owe debts and have either worked out a plan or had them wipe the debt. The only 2 who want to play hard ball are mbna and intrum justitia. Both cannot supply cca `s and Intrum say they are collecting on behalf of someone called SV35AG but they cant give me any details about them and Im damned if ive ever heard of them.

 

Do I take it then that its no cca - no court action ?? sorry to be thick but me and the wife aready on medication and this has hit us for six !!

Edited by Ioio21/07

Ioio, no work for me to go, I got the sack, cos the economy`s slack Ioio !!:-x

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Hello I-07!

 

Do I take it then that its no cca - no court action ?? sorry to be thick but me and the wife aready on medication and this has hit us for six !!

 

I think it would be wise to start your own Thread in the MBNA Forum, outline where you are, and then people can give you specific advice to help you fight those unpleasant people at Chester Towers.

 

Here's the link to the CAG MBNA Forum:

 

MBNA

 

Cheers,

BRW

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  • 4 months later...

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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  • 2 months later...

hya alpha, subbed too, i can see that you have won and that court proceedings were commenced but can seem to find how you won? i had a letter from mbna last week with someone elses cca on it and blanked out, as they couldnt send me mine they sent me someone elses to see what IT SHOULD LOOK LIKE? Now that is odd surely if they had mine they would send it...

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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hya alpha, subbed too, i can see that you have won and that court proceedings were commenced but can seem to find how you won? i had a letter from mbna last week with someone elses cca on it and blanked out, as they couldnt send me mine they sent me someone elses to see what IT SHOULD LOOK LIKE? Now that is odd surely if they had mine they would send it...

Hi Muffintop!

How odd! What a strange thing for MBNA to do!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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