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Moneyhelp Vs Halifax Visa**WON**


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No...

 

send everything to

Halifax Plc

Trinity Road

Halifax

HX1 2RG

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Dont worry if you have already sent it, it will still get there, but in future use trinity road.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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  • 2 weeks later...

Called 08456047000 press #4 got through right away. Said they would send my statements within next 5 days. She said as they had cashed my cheque they should have sent statements.

Please be patient as we are very busy with these requests! :-D

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Received a letter (not even in an envelope) this moring about "Changes to your Halifax credit card terms & conditions"

 

... these changes will apply to your account 7th June 2007

 

Some of the changes....

 

We are changing clause 4.1 to state that we will charge £12 each month if, at any time during that month, you go over your credit limit :D

 

we have changed clause 5 to state there will be a 3% handling fee (minimum 3£) for any credit card cheque that you use.

 

Blah blah blah......

 

This is from Angela Taylor, senior manager, customer services.

 

Sounds like they are running scared. Pleased about the £12 charge though :D

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Also received 2 identical letters this morning. One dated 25th May 2007, the other 28th May 2007 both from Trinity road. On HBOS PLC headed paper.

 

Your request for information about your account..

 

we aim to provide you with the information requested as quickly as possible. We are currently experiencing a high number of simular requests and it may take a little to process your request.... blah blah blah...

 

One is from Julie Pollard and one is from Paul Stewart. Both Data subject access request team, customer realations.

 

I'm thinking they have no idea what each person is doing. I bet their office is in a right old muddle :D after making my life a misery with their charges for 2 years, each day and each letter is making me smile. :)

 

Sorry Halifax, but what goes around comes around :D

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They have actually phoned me once they received my letter before action after the 40 days expired and told me that they were too busy and that they were looking into my request and they would send the statements as soon as they could. It took them over 2 months to send my statements.

  • Haha 1

Halifax - £245 - SETTLED - in full

MBNA Business - £190 - SETTLED - in full

HSBC - Closed business a/c - £1,850 - SETTLED IN FULL

HSBC - Business a/c - £4,388 - SETTLED FOR £4,100

Nat West Card - SETTLE IN FULL - £124.71

Halifax Credit Card - MCOL 26th May 2007

Egg - 1st LBA 12th May 2007

Are you a business customer, let's join forces subscribe to:

 

http://www.consumeractiongroup.co.uk/forum/general/68191-claiming-business-account-lets-6.html#post646109

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Hi Moneyhelp,

 

 

I rang 01383 743354 to get my visa statements. You should get straight through to a person and there should be no additional costs. I made the call on a Thursday and i'd got my statements by the following tuesday. It must be worth a try...

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  • 2 weeks later...

Any news?

  • Haha 1

Halifax - £245 - SETTLED - in full

MBNA Business - £190 - SETTLED - in full

HSBC - Closed business a/c - £1,850 - SETTLED IN FULL

HSBC - Business a/c - £4,388 - SETTLED FOR £4,100

Nat West Card - SETTLE IN FULL - £124.71

Halifax Credit Card - MCOL 26th May 2007

Egg - 1st LBA 12th May 2007

Are you a business customer, let's join forces subscribe to:

 

http://www.consumeractiongroup.co.uk/forum/general/68191-claiming-business-account-lets-6.html#post646109

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I'm after some advice..

 

My S.A.R - (Subject Access Request) request is up in 9days and I want to include this..

 

5. By virtue of the Defendant's failure to comply with the Subject Access Request the Claimant has suffered damage (and distress).

 

6. The damage (and distress) caused is:

 

Extra costs incurred in addition to court costs, due to the Defendants failure to comply - this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice, I estimate this cost to be £...........

 

Add any further things that can be clearly quantifiable, and to which you can provide proof.

 

Please be aware that claims for distress are only available where the distress is caused by the quantifiable damage. You would usually need professional evidence in support. If you are intending to go down this route it is vital you contact us before proceeding.

Anyone been down this road or know how I go about it?

 

I thought I would do some reasearch now before it get's to the 40 days. I can prove this with a medical document if it is required.

 

Cheers!

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I see you are back on form today..;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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With 8 days to go, the Halifax have finally sent my statements.

 

I will go through them all today and get my prelim in the post today hopfully.

 

Letter is dated 11th June, so am wondering if my email gave them a nudge.

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Glad you finally got them, i think your email worked..:D

 

Got your highlighter at the ready.....:p

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Thanks SSL.;)

 

I am missing 14 months statements, so I will give them a call on 08456047000 as I had a good response on that number before. I will also send a letter requesting the missing statements, and get it in the post today.

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