Hi all!!!

Just sent off my Subject Access Request last week (30 April 2007). I wouldn't even have started without this site!

Can anybody tell me if there any major pitfall dealing with Royal Bank Of Scotland? (closing accounts etc.)

Also, I don't seem to be able to access the spreadsheet to calculate my charges and interest.

I'll let you all know how I get on!!

My claim was dealt with very swiftly by them and i have not had any accounts closed. All the best Pedro.

W

Most common thing right now is delaying tactics.

Ensure you keep to your timescales regardless of how long they tell you they are going to take.

If you need access to a spreadsheet, try this one

http://www.consumeractiongroup.co.uk/forum/general/51736-excel-contractual-interest-spreadsheet.html

Go further through the thread as there is a version 1.9 further along.

yes - from what I'm experiencing I reckon T4FF's right - delaying tactics (in whatever form it takes) is most serious tactic they use. From what I've read in this RBS forum it doesn't sound as "dirty" (dirty tricks) as with Barclays or Barclaycard........ so keep the faith!

They've so far strung me along, albeit over a big claim, and I'm on the verge of completing my N1 form and taking them to court......

Just make sure you "...cross all your t's and dot all your i's" with them in all your correspondence and you shouldn't have too much trouble...... says me nervous in anticipation of my local court house and making my first ever court debut!

This entire website is a real godsend in terms of collectively putting all our heads together and giving advice.

I've found both threads and comments so so useful....... and people are really friendly and helpful....

Hi all!!!

 

Just sent off my Subject Access Request last week (30 April 2007). I wouldn't even have started without this site!

Totally agree with your sentiments about the site. You're on roughly the same timescale as me! Race ya!

Good luck!

Hi All!!

Sorry for not replying to anyone who posted here, I can see that some people have but for some reason I can't access them!! Maybe I'm not set-up correctly or something. Any advice welcome. (But I probably won't be able to read it!!!!) I might try unregistering from the site and then reregistering. Thanks to anyone who contributed. If I get sorted out I'll let you know. Thanks again!!!!!!!!!!!!

Hang on a minute!!!! I just posted that last post and all the replies showed up!

A friend of mine has made two successful claims (one RBS, the other one I forget). He did have trouble with The Yorkshire Bank though. They sent him a cheque for nowhere near the amount he was claiming and saying "Full and final payment" If he would have cashed it I think that would have been the end of his Claim. He sent the cheque back. He showed me the court application papers, but I think they'll settle before that. so watch out for that trick!

Thanks again all!

Oh, and Ed P, You got A race on your hands:D !!!!!!!