Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

MTB v providian now monument


alamand
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3087 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

AAAARRGHH

Hi guys

Well i sent the SB letter in June to NCO to which they ignored so i sent the 2nd SB letter. They responded saying that Arrow global who are acting agents for NCO are investigating the SB claim and that the letters they sent were to keep me informed of the account and that they would put a hold on the account until investigations were complete.

Well today i have received a Notice of Default. The letter is dated 2nd October(received today 14th) and that i must pay £25 before 1st October. It also states that i have breached my credit agreement with Capquest. The debt is supposed to be have been sold to Arrow global who are agents of NCO, I have never had any letter/dealings with Capquest only Arrow and NCO.

I am truly stumped as to what to do now and will be they be putting a default on the credit files, bearing in mind that Monument the original creditor is not even on my credit file even tho it has been in dispute since 2007. I know Noddle is not the best credit check but i just checked and nothing is on there.

Any help would be much appreciated guys

Thanks

Alamand

Link to post
Share on other sites

  • Replies 54
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Willy waving

 

One SB letter was one too many IMHO

 

Until/unless someone issues a claim form

Id ignore the silly games now

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

prob dropped off years ago

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It's interesting to read your thread Alamand.

 

I've had a Monument CC which is almost certainly SB now and it's not been on noddle for a long time (I don't check the other CRA's)

 

Not heard from anyone for a very long time either, I'll have to dig my file out and see who had it last.

 

There are however issues at the moment with creditors making up their own rules and making out that the cause of action is when the Default notice is issued and not (generally) the month after the first missed payment. I've got a couple with Barclays and they took over 12 months before they issued a DN!

 

As you have pointed out to them that the account is SB, this could be why they've sent you one now.

 

If you haven't paid since 2007, why are they only asking for £25?

 

It's better not to tell them what is wrong and let them work it out for themselves.

 

Personally I wouldn't be responding to anything UNLESS it's a 'Letter Before Action'

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...