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    • I've just taken another look through the stuff they sent me in response to the CPR request, the notice of assignment isn't the original , it's on a plain sheet of non letterhead paper, in fact it could have easily been typed up by Overdales, or anybody really.  On the other side of the paper are standard Lowell terms and conditions that are only half on the page. Should this be part of my defence?
    • I agree with my site team colleague above. We need to know all the facts including which company you are dealing with and an explanation of the problem. It really is too difficult to start giving speculative advice on some speculative problem that you have laid out as a generalised scenario
    • Moorcroft are sending a rep round to my house this week. What is the best way to handle this? Ignore and not answer the door or engage with them? I haven't acknowledged anything since I started on this journey and defaulted on my cards in December 2022
    • Very sorry but with the best will in the world, I don't think we can at all understand what the situation is here. Please can you try rewriting this on a word processor and maybe send a copy of what you have written to a friend and working out together so that the story is complete but as brief as possible. Maybe a list of dates as well. If you can do that and then repost your story we can have a look
    • Hi, I am a local authority tenant and was in a 3 bed house. At the end of last year, my last child moved out and so did my spouse as we are now going through a divorce which meant that I was in the house alone and decided that I needed to downsize not only for myself but to offer the property to a family that needed it. I registered on the local authority housing bidding site as i was asked to do and I was accepted and given a priority banding as I was downsizing and they were desperate for my house. I have been extremely lucky and after about 6 weeks was accepted for a new build from a housing association via the housing gateway. I viewed the property 2 weeks ago and had to sign the tenancy last week when they were doing bulk signups for the houses and that is the day I moved. In between viewing and sign up, I contacted my current local authority landlord and asked how I give notice as I had been accepted for a property I had bid on and was moving.  The lady told me how to do it online and then said that I needed to give a full weeks notice which wasnt a problem as I had enough time.  (I was also told a weeks notice was what i would need to give by another staff member about a month ago when I phoned up for another housing related question.  I dont have any of this in writing.) I have now moved, handed back the keys and I am now being told that I need to give 4 weeks notice which I cannot afford. I hav e spoken to the council again explaining that I was told a week and that to be honest, if I knew they were going to charge me 4 weeks I would not have been able to move and would have stayed in the other house.  I thought I was doing the right thing. They said that calls are recorded and they asked me when I called in and was told a week and they would listen to the telephone conversation and if it was correct what I was told, they would see what they could do to reduce the notice period. They have now emailed me back and said that they have listened to the conversation and the lady said 4 weeks notice and I am liable for 4 weeks rent.  Now I may well of misheard her when I thought she said a full weeks notice she may have said 4 weeks notice but I am sure she said a full weeks notice and i was told a week by another member of staff a few weeks ago. I have emailed her back and said that I may of misheard but I would like to listen to the phone recording myself.  As yet they havent responded. I think its unreasonable for them to make me give 4 weeks when I had to sign the new tenancy with little notice or loose the property.  And it was all done through their gateway, and they will have a tenant in there pretty much straight away getting rent from them. I am on a very low income, I am on my own, I have serious medical issues and I am really getting myself stressed out over this. Any advice would be so appreciated.  Can I insist they let me listed to the recording? RH  
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BankFodder
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Thanks

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If you have normal consumer-related problems such as bank charges or retailer or mobile phone problems then please post in the appropriate forums for those topics.

 

Please use this forum to discuss problems which are uniquely connected to your status as a student.

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Quick Question.

 

Myself and others have requested that The Student Loans Company (and the problems related to it) is given it's own "sub-forum".

 

Would it be possible to either move those threads in here, or give us a sub forum so that we can channel our advice/experience/problems?

 

For instance:

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/71329-emma-student-loans-company.html

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/956-student-loans-company-smith.html

 

http://www.consumeractiongroup.co.uk/forum/other-institutions/50306-student-loan-company-general.html

 

And specifically:

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/83054-message-mods-could-we.html

 

It's often difficult, when you first join CAG to post in the right place, or know where to look for help. I just thought this might be an option.

 

Thanks for considering it. :)

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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BIG Thank You from me!!!

 

:D

 

(Am extra pleased today as Barclays refunded my charges IN FULL for one of my accounts this morning - am on a roll!!!!!!)

 

:D

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/86114-help-old-uni-debt.html

 

This thread needs to be moved to this forum. (Not sure of the procedure for such things if someone would like to enlighten me?)

 

:)

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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Share on other sites

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/86114-help-old-uni-debt.html

 

This thread needs to be moved to this forum. (Not sure of the procedure for such things if someone would like to enlighten me?)

 

:)

 

I'll move it.

 

Next time, just hit the report.gif button, and say in the reason box: Please move to the Students Forum.

The next moderator to see it will move it then. ;-)

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Thanks Bookworm!

 

(Sorry - still coming to grips with the specifics!)

 

SOoooooooo good to see a forum for those of us battling with the SLC etc!

 

:D

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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Hi demon,

 

I agree. I know that it was supposed to be "tongue in cheek" or whatever, but it isn't really very nice and not really in the spirit of the site is it?

 

Mods? If you are listening? :)

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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Share on other sites

No, since you've replied so flippantly, I won't. No other forum has a 'little comment' about the people involved in said forum. I am frankly fed up with the bad press that students get as a social group, and didn't expect it from CAG. I'll reiterate, I know that it was meant in a jokey way, but I'm afraid that it has caused me offence. I can't change that to make you happy, noomill. Sorry :rolleyes:

 

EDIT: I just want to say again, it was a polite request, that I only keep repeating because I haven't had an answer yet. Until I get an answer, either yay or nay, I'll consider this still open.

-----

Click the scales if I've been useful! :)

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I really didn't want to wade in.

 

But.

 

Come On!!!!

 

It's great that we have a sub-forum to discuss all things studenty and especially the bottom feeders that fashion themselves as the Student Loans Company.

 

Ok, so BF's little joke may not be to everyone's taste, but this site is about being POSITIVE in the face of adversity. Lighten up people - PLEASE :D

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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Share on other sites

I have attempted to PM BF too. His In-box is full.

 

Could someone "in the know" ask him to look at this again please? In the spirit of unity!

 

Thanks!

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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:p Noomil

 

I don't even need to watch the first one to tell you that the letter goes something like:

 

"Dearr Fascist Bully Boy,

 

Give me some money you "person with unmarried parents"

 

May the fruit of your loins be fruitful in the belly of your woman

 

Love

 

Neil

 

It's how my OH and I start every conversation when I say "What shall i write to the Bank?"

 

Thanks for lightening the atmosphere!! ;)

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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glad to see a student forum, thanks for listening.

 

 

 

boomshanka xx

 

Barclaycard Student credit card £400 partial refund received, S.A.R -

Open & Direct Finance- extortionate, cca to Rockwell debt collection they ran away, now with Bryan Carter, no cca 17/03/08 sent back to Open

Pugsley v Littlwoods, have not received the signed credit agreement only quoting reg of 1983

Pugsley v Fashion World JD williams, 17/03 2008 Debt Managers returning file to JD williams as they could not supply the credit agreement

Capital one MCOL Settled in full

Smile lba settled in full

advice is given informally and without liability and without prejudice.

 

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It's only polite to say "Thank You"

 

Bankfodder - for changing the little "ditty" in the forum description.:)

 

And for everything else - obviously! :D

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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