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    • Hi. Could you post up what they've sent please so we can see what the charge is? Cover up your name and address and their reference number. HB
    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Going For It, Canningtownjohnny V Mint


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Hi story so far:

SAR Request 1/3/07

Full set of statements ce'd 13/3/07

Asking for it back letter sent 19/3/07

blah blah blah ce'd 28/3/07

another letter 31/3/07

letter back offering difference between £20 and current £12, gogw £118.72

letter back 4/4/07 Bank's final response

SO:

26/4/07 MCOL

 

Question, do I accept £118.72 as partial refund before putting in claim tomorrow morning? A bit lost here. help please

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Banks are using payments made as excuse for strike out application - "On receipt of payment the Particulars in relation to bank charges fall away"

 

It isn't correct - just brinkmanship, but it is an area they can work on to cause delays.

 

However, if they haven't actually included a cheque, then your acceptance as interim payment isn't likely to lead to you actually getting it paid over....

 

Don't delay your claim by awaiting a favourable reply from them, though.

 

JMO

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Go into the Library forum, there is a rejection thread in there with all sorts of rejection letters for different stages of your claim. There will be one that suits you there ;)

 

Agree with Hydra, reply, accept but only as part payment. If they have sent you a cheque, send it back.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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  • 3 weeks later...

hi, sent Mint response to settlement letter 30/4/07 asking for £500 and giving them 7 days to reply. Got letter back dated 10/5/07 saying banks final response, unable to enter into further correspondence with you, well credit card at the ready, and MCOL ready to go, taking far too long for me now. only trouble are there part of claim here anywhere, I've been dealing with SC&M and LTSB, am I right in thinking Cobbetts are solicitors for RBS, seems there is not as much info on Mint, and don't want to fluff it up now. Aware this is self-help site, but is it possible someone could point me in right direction as to easiest way to find POC's to claim from Mint. Many thanks

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Right, hubby is working away until Monday and has left Mint in my capable hands lol, so please bear with me cos hubby wont ask silly questions, but I will. First one, is defendant Mint/ Mint Royal Bank of Scotland, or just RBS? Don't want to get that one wrong. Thanks Mrs CTJ

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