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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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After reading this thread for a while I thought Id better post.

 

Started my claim against Mint for £518

 

Sent prelim on 28/2/07, received letter back on 23/3/07 asking for a further 10 days.

27/03/07 received letter offering part payment of £214.12

13/04/07 I sent a letter back rejecting the part payment and again asking for my money back

18/4/07 another letter received offing me £214.12 as full and final settlement. They have said if I still remain dissatisfied I should contact Financial ombusman.

 

Now as this is my first claim I am very nervous about going further. Do I contact the Financial Ombusman or do I carry on without doing that? Do I now send another rejection letter that is also a Letter Before Action, can't find a template for that. Or do I settle.

I have read through hundreds of these threads and it still isn't easing my nerves. Can anyone point me in the right direction.

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Hi,

 

You need to send them a letter back combining the rejection & LBA letters (there isn't a template, I just merged the 2 letters as appropriate). Give them a further 14 days & then issue a court claim.

 

Take a look at my thread it might help you.

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/67514-villafans-hubby-mint.html

 

In hindsight I entered into too much correspondence with them! It's important to stick to the timescales given on this site. They did if fact offer the full amount back to me BUT I received their letter after I'd issued the MCOL so there was issue of court fee & interest. They acknowledged the claim with intention to defend but paid up in full + interest + court fee before the 28 days expired for them to file a defence.

 

Hope this helps & keep asking if you are unsure. Good luck!

 

Villafan

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Thanks Villafan,

I had read your post, not that many on here for Mint. I feel like I am tooing and frowing with letters too. I will do as you say and merge the letters. Im feeling a bit better about the court too, not enough knowledge and a scary process for the first time but Ive got nothing to loose, only the court fees if they do defend and win.

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You won't lose! Your claim is £1 less than mine, & their settlement letter said that although they didn't agree with my argument it wasn't cost effective for them to defend the claim through the court!!!

 

If it makes you feel any better I was petrified and almost lost my nerve mainly for the same reason you've said....there aren't many Mint threads on here & I was convinced I'd be the one they made an example of.

 

There was another case settled at the weekend as well as mine so battle on! Please ask if you need any help along the way & I'll try my best. T4FF is very supportive too!;)

 

Villafan

 

P.S. I've just had my court date for Abbey & that's even scarier!!!!:eek:

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  • 3 weeks later...

Well I sent my LBA and the 2 weeks is up on Monday 14th May but today I received a very brief letter saying the letter they sent me on the 18th of April was the banks full and final response. So it looks like I am going to have to start the court claim on Monday. As its my first one Im very scared but I am really angry now about the way they treat us customers. I have paid off the account a few months ago so Ive got nothing to loose.

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It is scary but don't worry....the sooner you start your claim the sooner you'll get your money back! Once you've got 1 claim under your belt it's not nearly so scary with the next one!

 

Stay positive & if you need any help (to ease the nerves) or reassurance

please just ask....I'm following your thread! Good luck.

 

Villafan

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