I originally sent SAR on 19 March to NatWest relating to a closed NatWest credit card account stating that I no longer had my a/c number but providing lots of info.

To date no response so contacted my bank, Cooperative, who kindly spent a lot of time tracing the a/c number through payments going out of my account to NatWest!!!

Reminder SAR sent today by recorded post reminding them of 40 day expiry date.

Just waiting now ...

Wow, that was a nifty idea......... well done for your ingenuity........... Just sit back and wait now. And do come back as soon as you get some paperwork through. If you need any help. Just feel free to shout........ were all here to help. All the best............ Fendyweather xx

Hi Fendy

I have a feeling that I'm going to be spending a bit of time on the NatWest sub-forum; I'll be claiming back ALL my charges from my old NatWest credit card and that goes back beyond 6 years.

I also want access to data from a NatWest a/c I had for a short period of time in about 2000 so will probably need to use some nifty footwork again to get that a/c number ...

i have a thread that will get you the number is about 30 seconds on the sticky section

Morning Nattie!

Thanks for posting this message. I have read your sticky and appreciate your taking the time to make this info available. You do state though that it is for people whose accounts were open in October 2002, so was unsure whether I would get anywhere as my account was opened pre 2002 and also closed by October 2002.

So, if I call in to the NatWest branch in question and give the info you suggest, will they be able to access my account number from the Archive or should I get the sort code for that branch and telephone NatWest?

Cheers P:)

Bump for Nattie

The stickie on accounts closed stated October 2002 and prior to that, ie before that date. UNLESS i wrote the thread with a minor error, i will check whether i did.

You wrote post October 2002 but I guessed that this was a blip and that you meant pre! I've got my sort code and branch address and will either contact Alex at NatWest DPA or call in to my old branch ...

I re read that bit and may well report my own thread to get it sorted, but there is a minor error which states if it was open in October 2002 rather than what i think is maybe in or prior to October 2002. Thanks for that i will get it rectified.

I like correcting a bank worker ... can you make another mistake for us to spot please; you could add a prize this time:D

To access my old a/c number: Called NatWest DPA office and obtained start and end dates for a/c. Took this into old branch today where Manager was very helpful in giving me my old a/c number and tried his utmost to access my statements dating back 10 years! He contatced a senior colleague who told him just 6 years ... He did try though.

SAR on the way. THANKS NATTIE

NatWest card a/c: received some sheets of paper in post (including a table of payments and 1 charge only!) with letter signed Mr. C Gajewski, Regulatory Risk, Southend. Sheets gave me very little info so 'phoned up and asked for Statements. Girl seemed helpful and explained they have a huge backlog. Will send letter too.

good work at least you have account number and sort code.

good work at least you have account number and sort code.

Ah Nattiekins, how I miss you

Sent LBA for non-compliance of request for statements yesterday by recorded delivery. NatWest have made a small effort to get information to me, but was not sufficient to make a claim. Still waiting

Ah paintball. On this forum, the WAITING just goes with the territory Im afraid. Thats honestly the worst bit about Nutwest. They just seem to take utterly forever, on everything....................... theres no reason to it, some peeps are lucky and get info quick, other not. Theres no set pattern, but they will string it out to the very end, i.e. court date, they always do.......... Lol. But this forum teaches one thing above all else. PATIENCE, and theres some ace nut jobs on here to keep your spirits up throughout. Nice to have you onboard Paintball after all your kind help with my Capital One spready. What a darling, thank you again, so much. Fendy xxxxx

Received statements from old NatWest card on 24 May 2007. Took 64 days to receive the information.

Shortly afterwards, letter from Customer Services offering me £3.18 ...

My claim is small but I have sent off prelim request for payment (respectfully declining their measly offer) and schedule of charges with CCI. It's a tad more than £3.18 though

Luv to all still here ... Painty xoxoxox

Hi Paintball, lovely to see you back - hope you enjoyed your hols.

Wow - they've offered a whole £3.18 eh? Their generosity has nearly knocked me off my seat!

Keep up the good work hun............ they might just round their offer up to £4 soon!!! xxx

Hehe, £4 ... what a larff, eh with ol' NastyVest ...

LBA sent today requesting return of all charges and interest on this old card account. I had also requested removal of default notice which NatWest in their reply to my prelim have not referred to. I am requesting removal of this default together with all adverse markers on my credit file and will not be put off!!!

Go for it hun............ all guns blazing!

Best of luck xx

Thanks Hedgey. I'm sick and tired of prejudicial info on my credit file and until I found CAG, I wouldn't have known where to begin in getting stuff removed. There's quite a bit on there as a result of unfair and unlawful charges and the more people who fight this in my view, the better for all consumers.

Painty xxx

I'm with you all the way - couple of defaults of my own from credit cards due purely to ridiculous scavenging charges as well. Looks like hard work to get the default removal................ but you can't keep a good woman down! xx

sorry to jump into this one so late, but £3.18???????!!!!!!?!?!?

I did larf at that one...... what did they expect you say, really?? do think the guy/gal who typed that letter was on a dare/bet????

ha ha.

You know with the whole Default notice thing?? I paid and satisfied all of mine in december last year, but for some reason I still cant even open a bank account!!!! Not stealing your thread, but this one has got me annoyed....

sorry to jump into this one so late, but £3.18???????!!!!!!?!?!?

 

I did larf at that one...... what did they expect you say, really?? do think the guy/gal who typed that letter was on a dare/bet????

 

ha ha.

 

You know with the whole Default notice thing?? I paid and satisfied all of mine in december last year, but for some reason I still cant even open a bank account!!!! Not stealing your thread, but this one has got me annoyed....

Hey Hedgey and Bobba

After reading around the default subject in the Legalities section and also looking at the website checkmyfile, I've really come to understand how much default notices and adverse markers can affect your credit rating. That's not to say that I was ignorant beforehand, but I now feel a degree of helplessness in this area as the volume of work required in getting these and any other prejudicial info removed is huge

I had to laugh because when I did the credit score quiz on checkmyfile, I came out quite well or average compared to others. I then did another quiz to see what would further affect my score, moving house, retiring, etc, and discovered that what I really need to do to boost it no end is to GET MARRIED!!!!

I thought reclaiming my charges and interest was going to be tough but defaults? this is going to take some time, sweat and tears, I feel ...:o

No better gal to handle it though paintie............... I imagine they may just meet their match now! And soz hun............ can't help you with the marriage thing............... I can't afford to divorce ma' hubby!!! xx

***ahem***

your hubby??