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    • Do you have historical meter readings from before the meters were changed? And more recent history showing consumption, in metered units not in £s,  since the change. One specific thing to check is gas. Check that the meter and the bill use the same units. If the meter is recording cu.m but they're billing as if it was counting 100 cu.ft, then your bill will be nearly three times too high.  Overall I'm guessing it's an Ovo screw up. It's significant that they didn't block the transfer, maybe they aren't so sure of their position.
    • Hmmm, interesting point. In my career, that I am retired from now, there were an immense amount of rules and regulations that one had to adhere to by law. The qualification process is rigorous with on going assessments throughout your career and re-certification every 12 months. If you were shown to be not competent in those rules and regulations you could not hold the position and the operational consequences of that could potentially be dire. In the same respect, perhaps a judge who is not conversant in the rules of POFA should not sit in on cases that requires proficiency in that area? I also bow to your considerable knowledge in this area, perhaps I shouldn't be commenting but by doing so I find it helps the learning process. Your last point has just reminded me of something that may help my case, thank you.
    • Just had an email re the my breache in agreement by her rep.   I asked you yesterday if they had asked about her name in the thread being removed.   The issue they have is the Elizabeth turner and genetic pups entry on google.   they knew I did not put it up and told them so in court.  I dnt know how to post on google.   I told them I cannot remove what I did not post.  when i come back here and saw her name gone from threads title, I presumed her reps sought it.   now I get an email saying her names still on google ur breaching the agreement as it’s still on google.  
    • Peter McCormack says "ambition is big" and Real Bedford's attendances are increasing with promotions.View the full article
    • How does one obtain the permit? The permit team number is only open between the hours of 9am to 3pm Mon - Fri. It says on the website, To obtain an additional 2 hours, the driver must pay a tariff of £3.00 + booking fees in person at our Security Hut, is that how you get the permit also, from the security hut? What a rigmaroll that would be but maybe just another step to take to try and catch people out?
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Is this worth doing for faster settlement ???


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Hi,

Last week (19th May) I sent the bank (BOS) my first letter requesting the list of charges they've levied against me over the past 5 years. I know that Scottish Law means that small claims must be for max £750, so if my charges total more than £750, as I think they will, then I would need to make multiple claims.

 

So, I'm thinking of rolling up all the charges together, telling the bank (by letter of course) that they owe me £XXX and if they settle in full now rather than go to court they will save themselves the 8% APR I can make them pay when they lose in court.

Obviously I'll try to word it a bit more eloquently than that, but does anyone see and reasons against doing what I'm proposing ? Or would I give them the impression I'm afraid to go to court ? (I'm not)....:-?:-?:-?

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They already know this. The 8% is less than peanuts to them.

 

They like to push you to take them to court because they think you'll bottle it first. They don't know just how strong we all are here. It's a great place to build confidence.

 

We're all here to help and wish you well. Follow the steps and guide of the site and keep us updated. You'll be fine.

 

Good luck.:)

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Thanks Vampiress ! I actually looking forward to all of this....

This site is great - I'm more than willing to donate to help - my salary goes in the bank at start of the month so I'll donate then. After all, I wouldn't want to go overdrawn and upset the bank now would I ......;)

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They'll know exactly what the procedure is with regard to your claim.

 

It won't be the first time they have recieved similar letters.

 

As Vampiress said it seems the tactics of many banks is to push you as far as possible before paying up.

 

I would be inclined to follow the procedures on here carefully. If you try and skip a stage to get your money quick. They will more than likely call your bluff.

 

You must be prepared to go to court if necessary, it's very unlikely it would get to the stage where you sit in front of a judge, but you need to let the bank know, you are fully prepared to do so in order to get your money back.

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Hi C,

 

I am actually planning to take this approach when I claim against HSBC back to 1982. In a nutshell, requesting a meeting with the manager, discuss my charges (huuuge) and give them a fortnight to think it over.

 

So, for your claim, ANY offer you make to settle before court would always weigh heavily in your favour...good luck, and let us know how it goes.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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