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£25 charges from Northern..Can they do this???


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Hi everyone,

 

Im new to this site and as I live in N.Ireland i am just wondering if it is legal for my bank to take £25 fees from our joint acc and business acc on a numerous basis.

 

The bank is the Northern Banks, which has just been taken over by the Dansk Group.

 

My husband has a business acc and he pays out large sums in VAT and often waits up to 3 months for money paid in, so sometimes Direct debits can return unpaid with a fee of £25, or Cheques unpaid with fee £25....and on many occassions the bank has charged 3-4 £25 fees within space of a week.

 

We also have a joint acc with this bank which if it goes over its overdraft and direct debits are returned we are charged £25 fees.

Recently during the change over to Dansk bank, all e-banking facilities where shut down and we were unable to transfer money from Business acc to Joint Current acc and because direct debit were returned they charged 5 x £25 fees, in space of a week, but when we complained they swiftly returned the £100 to our account.

 

Now after reading all this stuff about claiming back for period of 6 years Im wondering if we can also do this, as I just thought when you sign the contract opening the accounts this gives bank right to charge these fees.:-x

 

Any help or advice welcome

 

Many thanks

JaneC:-|

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No they cant do this - start a claim & good luck

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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  • 12 years later...

This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

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Thanks

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