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    • “If Trump’s stock in Truth Social, his company, drops any lower, he might do better under my tax plan than his.” — President Biden, while pitching his plan for higher taxes on the rich in Scranton, Pennsylvania LOL   Does seem that way HB - all the little trumpies throwing their money away while 'larger players' milk them by 'shorting it seems     I'm waiting for it to drop below $20 before investing ... .. some more chortles  
    • Clyde Valley Housing Association have received the following reprimand because of an infringement that occurred in July 2022 when they released a new customer portal. This portal included personal data of data subjects and residents found they were able to view personal information such as names and addresses about other residents. A resident reported this to Clyde Valley Housing Association, however this concern was not escalated appropriately which led to data remaining viewable on the portal for a further 5 days until further residents reported the issue and Clyde Valley Housing Association suspended the portal.View the full article
    • It's mostly small investors, isn't it, TJ? I don't think Wall Street and institutions have bought into Truth Social. Much like US banks don't want to lend to him, I'm reading.
    • Looking on their website I would of thought that a Life interest trust would of been set up, and they state:   "A life interest trust  (also known as possession trusts or interest in possession trusts) be used for preserving assets for the next generation whilst providing a benefit for the current generation. For example, if your home is placed into a life interest trust, then the person with this interest can continue to live there until their death. The house would then be distributed in line with your Will." & A trust can be created in your lifetime, which is to take immediate effect (often referred to as a “lifetime settlement”), or it can be created on death through your Will (known as a “Will Trust”).
    • “If Trump’s stock in Truth Social, his company, drops any lower, he might do better under my tax plan than his.” — President Biden, while pitching his plan for higher taxes on the rich in Scranton, Pennsylvania   LOL Hit $26 and likely temporarily bounced back a bit to 27 dollars - from $78 - still a good return on MHA (malodorous hot air)   Wonder whos making the money off this ponzi looking scheme share price colapse?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi there ,just been offered 4665.00 for charges on buisness accont but not interest of 2665.00.don't no if i should accept as read courts are getting funny abouts splitting claims? also read can claim back more than 6 years .i could go back to 1987 as still have accounts .any thought's would be welcome.if it were possible would it be affected by me accepting this offer?

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Dave,

 

What is the interest of 2665 made up of? Is the 4665 the full amount of charges or only a percentage (if so how much?). You can claim back more than 6 years but it is a whole different argument and one you would need to do reading on. How far through the process are you?

 

Also, where do you live? This is important too.

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Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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hi T4FF , the 2665.00 is for overdraft interest for the 6 years as worked out from spreadsheets and the 4665.00 offer is for 100% of charges claimed. unfortunately ( only time i will ever say this) live in Scotland and have read courts are getting awkward when trying to split claims up.the 2665.00 is a lot of money but worried about splitting claims and then getting it thrown out and ending with a fraction of the offer

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Hi,

 

I am in scotland too (woop woop:D! )

 

Yeah, you are right that Scottish courts are now beginning to throw out split claims as they see at as abuse of the process! Now, remember that the Small Claims limit in scotland is only £750 and the Summary Cause limit is only £1500 also. You are over both of these so I believe the next stage is Ordinary Cause - which to be honest I have not read up on but from what I have seen can be a very risky and complicated process.

 

The consensus, it seems, is that claims over £750 which are to be contested are being largely done through the FOS now.

 

Have a read through this forum, if you haven't already - http://www.consumeractiongroup.co.uk/forum/scotland/

 

Hopefully there will be somebody more experienced in there that can help!

 

Good luck!

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

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Try and find seahorse in the RBS forum, his is for a fair bit of money if I remember rightly.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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