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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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hi there ,just been offered 4665.00 for charges on buisness accont but not interest of 2665.00.don't no if i should accept as read courts are getting funny abouts splitting claims? also read can claim back more than 6 years .i could go back to 1987 as still have accounts .any thought's would be welcome.if it were possible would it be affected by me accepting this offer?

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Dave,

 

What is the interest of 2665 made up of? Is the 4665 the full amount of charges or only a percentage (if so how much?). You can claim back more than 6 years but it is a whole different argument and one you would need to do reading on. How far through the process are you?

 

Also, where do you live? This is important too.

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If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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hi T4FF , the 2665.00 is for overdraft interest for the 6 years as worked out from spreadsheets and the 4665.00 offer is for 100% of charges claimed. unfortunately ( only time i will ever say this) live in Scotland and have read courts are getting awkward when trying to split claims up.the 2665.00 is a lot of money but worried about splitting claims and then getting it thrown out and ending with a fraction of the offer

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Hi,

 

I am in scotland too (woop woop:D! )

 

Yeah, you are right that Scottish courts are now beginning to throw out split claims as they see at as abuse of the process! Now, remember that the Small Claims limit in scotland is only £750 and the Summary Cause limit is only £1500 also. You are over both of these so I believe the next stage is Ordinary Cause - which to be honest I have not read up on but from what I have seen can be a very risky and complicated process.

 

The consensus, it seems, is that claims over £750 which are to be contested are being largely done through the FOS now.

 

Have a read through this forum, if you haven't already - http://www.consumeractiongroup.co.uk/forum/scotland/

 

Hopefully there will be somebody more experienced in there that can help!

 

Good luck!

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

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Try and find seahorse in the RBS forum, his is for a fair bit of money if I remember rightly.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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