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    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
    • Paperwork says sealed consent order and composite settlement agreement      YES  ADDISONS DISEASE 
    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi there ,just been offered 4665.00 for charges on buisness accont but not interest of 2665.00.don't no if i should accept as read courts are getting funny abouts splitting claims? also read can claim back more than 6 years .i could go back to 1987 as still have accounts .any thought's would be welcome.if it were possible would it be affected by me accepting this offer?

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Dave,

 

What is the interest of 2665 made up of? Is the 4665 the full amount of charges or only a percentage (if so how much?). You can claim back more than 6 years but it is a whole different argument and one you would need to do reading on. How far through the process are you?

 

Also, where do you live? This is important too.

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Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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hi T4FF , the 2665.00 is for overdraft interest for the 6 years as worked out from spreadsheets and the 4665.00 offer is for 100% of charges claimed. unfortunately ( only time i will ever say this) live in Scotland and have read courts are getting awkward when trying to split claims up.the 2665.00 is a lot of money but worried about splitting claims and then getting it thrown out and ending with a fraction of the offer

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Hi,

 

I am in scotland too (woop woop:D! )

 

Yeah, you are right that Scottish courts are now beginning to throw out split claims as they see at as abuse of the process! Now, remember that the Small Claims limit in scotland is only £750 and the Summary Cause limit is only £1500 also. You are over both of these so I believe the next stage is Ordinary Cause - which to be honest I have not read up on but from what I have seen can be a very risky and complicated process.

 

The consensus, it seems, is that claims over £750 which are to be contested are being largely done through the FOS now.

 

Have a read through this forum, if you haven't already - http://www.consumeractiongroup.co.uk/forum/scotland/

 

Hopefully there will be somebody more experienced in there that can help!

 

Good luck!

superward vs First Direct - WON!!!

superward vs RBS - WON!!!

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Try and find seahorse in the RBS forum, his is for a fair bit of money if I remember rightly.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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