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Sending Prelim, advice required


daz182
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Hi all,

 

Just about to send of my prelim letter, i have added up all charges over the past 5 years and have made up a spreadsheet containing amounts and dates charged, do i also need to send a copy of my statemeants that relate to the charges or will the spreadsheet be suffice?

 

Bleow is a copy ofthe letter i will be sending, can someone let me know if that is suffice info on the letter or does it need more:

 

Customer Relations

Customer Central Support

First Floor

The Forthstone

56 South Gyle Crescent

Edinburgh

EH12 9LE

Dear Sir or Madam,

Re.Account number: XXXXX Sort Code: XXXXX

I am writing to request that you repay all the default charges that have been applied to my account. I do not believe these charges reflect the true cost to The Royal Bank of Scotland of going into unauthorized overdraft.

 

The charges total £1,088. I believe I have been unlawfully deprived of the money and therefore ask that you repay me the full amount. Please find a full schedule of the charges with this document.

I look forward for a full response to this letter within 14 days.

Yours faithfully,

X- X- X- X -X -X -X -X -X -X

 

Any Advice would be greatfully received,

Thanks and Regards,

DAZ182

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Hi

 

You do not need to send statements, the spreadsheet is sufficient.

 

Regarding the letter, there is a template letter available here, http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html which I suggest you use in place of the above, it is tried and tested.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Hi

 

You do not need to send statements, the spreadsheet is sufficient.

 

Regarding the letter, there is a template letter available here, http://www.consumeractiongroup.co.uk/forum/bank-templates-library/671-2-letter-preliminary-approach.html which I suggest you use in place of the above, it is tried and tested.

 

 

Excellent,

 

Thanks for your help, its very much appreciated, I will let you know how i get on.

 

Thanks again,

DAZ182

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