Nearly there. I have been through all the stages on behalf of my son who is in uni. He is very doubtful that he will get anything back so I am desperate to win it just to show him it is possible and prove my point. We are only claimimh £295 but Lloyds seem to want to go all they way on it.

Anyway, completed the questionnaire last night and sending it off today. I had great difficulty completing section G of the questionnaire. I wanted to do it well so that LLoyds may see it ( we are sending a copy to them as well) and may think this person seems to know what they are on about we had better settle. In the end I got all the information together and gave it to my husband to do who is a lot cleverer than I am on things like this- I think he should have been a lawyer. Anyway to cut a long story short we are posting it today and will let you know how we go. If it is successful I will post the arguments for section G on this site so that others can use them.

Hi - welcome aboard by the way!

Good luck, and I'm sure that your soon will soon be full up, having eaten his hunble pie

Was it a defence you received, or a counterclaim? And what was their point G that you struggled initially with?

John

Hi - welcome aboard by the way!

 

Good luck, and I'm sure that your soon will soon be full up, having eaten his hunble pie

 

Was it a defence you received, or a counterclaim? And what was their point G that you struggled initially with?

 

John

I think it was a defence. Can't remember now. G on the questionnaire I mean It asks you to list your arguments so that the judge can decide on your case.

Is that the section for you to give information to allow the judge to manage the claim?

yes it is

You only need to put anything in here if you want it assigned to a different track or handle it differently than a standard case AFAIAA

You only need to put anything in here if you want it assigned to a different track or handle it differently than a standard case AFAIAA

oh dear I hope I haven't done it wrong. I put all the arguments why bank charges shouldn't have been charged. Do you think it will matter?

I'm just about to send a copy to LLoyds solicitors too.

came back from holiday to a letter to say that they are going to refund the whole amount into my son's account- £295 . There are conditions though- confidentiality clause and a review of his account. They have charged him another £30 since we made the claim. Can we ask for this £30 to be paid as well and another £20 which we forgot to ask for originally because I mis calculated? Are we being greedy. Do you think we should quit while we are ahead or go for it?

What does the review entail?

I will make a donation to this site as soon as we get the money. Thanks for all your help and those of you who are still in the process keep going. They will pay up in the end. I didn't believe they would but they did, so keep going.

Firstly, congratulations

You should not sign the confidentiality part of this, just cross it out and then return it.

Do not seek to include further charges on this now, wait until they have refunded you and you have your money, then phone them and demand the others be refunded, otherwise you'll go back to court

The review will be to 'tell you off' for no running your account properly!! I would cross that out too, but you might put up with it in order to perhaps keep the account open - your decision

Firstly, congratulations

 

You should not sign the confidentiality part of this, just cross it out and then return it.

 

Do not seek to include further charges on this now, wait until they have refunded you and you have your money, then phone them and demand the others be refunded, otherwise you'll go back to court

 

The review will be to 'tell you off' for no running your account properly!! I would cross that out too, but you might put up with it in order to perhaps keep the account open - your decision

My son phoned them yesterday to discuss the account. He asked for the person they told him to discuss the case with and she had left and the person he spoke to did not know anything about it. She asked if he would fax the letter that he had received from the solicitor.

He did phone them to discuss it so do you think he should now sign the letter as he has done whct they asked him to- the fact that they didn't know anything about it is beside the point.

If he doesn't sign the confidentiality clause do you theink that they will still send him the money. Have others on this site refused to sign in and still recieved the money?

If he doesn't sign the confidentiality clause do you theink that they will still send him the money. Have others on this site refused to sign in and still recieved the money?

Several people have crossed out the confidentiality clause, and as far as I know everyone has still received their money.

After reading your last post I became very brave and crossed out the confidentiality clause and asked for another £30 from them for another bank charge that they added after we claimed. Had a letter back from solicitors Martinasu and Johnson saying OK we'll give you the extra £30 and another agreement with no confidentiality clause to sign- so here goes we are signing this time and hope to get the money soon and then it's definately 5% in it for this site. Sorry it's not a bigger claim for my son and the site's sake.

Sorry it's not a bigger claim for my son and the site's sake.

Don't be daft - ANY amount claimed back is a victory and £300+ for your son is a lot of money. I'm sure this site is grateful for any donation that it gets, be it £5 or £500....it all helps.

Congratulations and well done for sticking it out

CONGRATULATIONS!!

well done for sticking to your guns

some advice please: did you record or proof your letter postings and did you send them to your local office or the head office?

cheers:)

CONGRATULATIONS!!

 

well done for sticking to your guns

 

some advice please: did you record or proof your letter postings and did you send them to your local office or the head office?

 

cheers:)

I've replied to you privately

Congratulations:D

Hope your son enjoys it and gives you the credit for having been right!

Don't forget to fill out the survey too - it only takes a minute.....

congratulations!!!! its encouraging to see people taking on the banks and winning. I have just started the process myself, and am being both encouraged and educated by all of your postings.

keep up the good work all!

Don't forget to fill out the survey too - it only takes a minute.....

I think I've done that already. How can I check?

The saga continues

Had a letter from LLoyds saying

Thank you for signing and returning your letter on 7th June 2006. We are pleased that you are willing to settle your claim in the terms set out in that letter. Please note that ther refund of the amount of your claim can not be paid until the .....branch confirm that you have attended an account interview. Please contact ........... on 01525 853234 to arrange the necessary review.

In the meantime please can you write to the Court, as the claimant in this matter, to confirm that the case has been settled. The Court needs to be made awae that there is no longer any need for the proceeding to continue so that the hearing date can be vacated. Please can you also send us a copy of the letter to the Court for our file.

Thank you for your assistance in this matter

Yours Faithfully

I wrote back

Dear Sir

Thank you for your letter which I received today about my claim against Lloyds TSB bank

I have telephoned Lloyds TSB in ...... and requested to speak to ................. on two occasions. The first time I was informed that she had left the branch and I explained to the person answering the phone why I had phoned. They informed me that they knew nothing about the issue.

Today I phoned again at your request and asked to speak to ........... and was again told that she had left the branch. I have been asked to phone back again on Monday to speak to another person.

As you will appreciate I am a student and find it costly to make phone calls from a payphone or from my mobile especially when no one at Lloyds seems to know why I am phoning. Can I suggest that you ask them to phone me - they have my mobile phone number.

Meanwhile I would remind you that the Court hearing is on 3rd July and I have no intention of writing to the court to confirm that the case has been settled until the payment of £325 is in my account.

I look forward to hearing from Lloyds at their convenience.

Yours Sincerely

What a cheek. They are actually expecting me to let the Court know that everything is fine and my son hasn't even had a penny yet.

Good on you m8, thats exactly what i would have done.

Theres no way you should tell moneyclaim its been dealt with until they pay you?

Surely that is a test to see how daft you really are??

CONGRATULATIONS by the way !!!!!

well done hilla - good work

I would be tempted to report them to the law society for trying to get you to say a case has been settled when it clearly hasn't (or at least say to them that you will if they attempt any more of these tactics). These people are a disgrace.

What closey said! One other thing you could have said though is that you will write to the court informing them the case is closed only if the funds are in your account within the next 48/72 hours. They can do and certainly have done this in the past, none of this '4 working day clearance' crap, and it'd have shoved a rocket up their proverbial for sure

I love your way with words reload!