Hi everyone.....

I have a problem.....

I am claiming back money from the RBS Tesco card and all correspondence has gone to the Edinburgh Head Office. Not surprisingly they would not pay the charges back but offered a small amount provided I signed "my rights away"...smiles.

So naturally enough I filed against them ONLINE and named the RBS , Edinburgh a the respondent.

This morning I checked the claims progress only to see that it is being queried and the following is why....

Its important you know that I live in Northern Ireland.

Re: XXX V ROYAL BANK OF SCOTLAND

I am unable to process your documentation until the undernoted matters are attended to:

Your small claims application requires service in Scotland. I have endorsed the application with the required certification, which you are required to sign and date before returning. Before you decide to proceed with the application it is important that you are aware of the following factors:

1. It takes longer to obtain a decree as additional time is required for service outside the jurisdiction.

2. If you are sucessful in obtaining a decree and wish to enforce it, you can only enforce it through the

enforcement procedures in Scotland.

3. It is possible in most cases to initiate proceedings in Scotland where the defendant resides.

If you would like further information on the registration or enforcement procedure in Scotland you should

contact the Keeper of the Registers in Edinburgh (Tel No 0131 6596111).

However, if after considering these factors you decide that you wish to proceed in this jurisdiction, please

return the forms and I will process them for service.

Yours sincerely

XXXX XXX

I know we are governed here by English Law .......so SHOULD I have filed against them at their English Head office or would this cause even more problems as they would have no claim details.

Its soooooo confusing.

As you can see the court is sending back all the paper work concerned .

What would you advise.

YOu see I will probably have to file a claim against the Bank of Scotland at a later date so I would appreciate your thoughts on the matter.

Kind regards

Clare