Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder
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    Default has anyone else had a cheque like this

    It is made out to me but after my name says into a/c no.*******. Fab that they are settling (doantion to follow), but the thing is, i don't have that account - it had a debt that they passed on to Westcot credit, and i pay them each month. I phoned Cobbetts, and the woman i spoke to said that the a/c no wa for their reference only, and i should be able to cash it at my bank. Anyone tried doing this?


  2. #2

    Default Re: has anyone else had a cheque like this

    I think you find what will happen is the settlement will be used to pay off the debt with DCAicon and you will be left with whatever is left. Not much you can do about that I'm afraid and yes it is common.

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    RBS CA1 2794 SETTLED!!! RBS CA2 503 SETTLED!!! HBOS CC 498 SETTLED!!! Barclaycard 705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
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  3. #3
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    Follow Real_CAG on Twitter
    Cagger since : Oct 2006

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    Default Re: has anyone else had a cheque like this

    i have a ccj though for that debt, stating i pay it at a set amount per month, can they go against that?


  4. #4

    Default Re: has anyone else had a cheque like this

    errrmmm......pass

    Sorry don't know. I've noticed in other threads this going to pay off debt, but I don't know specifics. I'm sure someone will have the answer for you.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 2794 SETTLED!!! RBS CA2 503 SETTLED!!! HBOS CC 498 SETTLED!!! Barclaycard 705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
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  5. #5

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  6. #6

    Default Re: has anyone else had a cheque like this

    Quote Originally Posted by susiep View Post
    It is made out to me but after my name says into a/c no.*******. Fab that they are settling (doantion to follow), but the thing is, i don't have that account - it had a debt that they passed on to Westcot credit, and i pay them each month. I phoned Cobbetts, and the woman i spoke to said that the a/c no wa for their reference only, and i should be able to cash it at my bank. Anyone tried doing this?
    I have and quite a few others have had cheques like this from Cobbetts and have had no problems whatsoever paying them into alternative accounts with different banks.


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