I just received a cheque from RBSicon for the full value of my claim with the standard cover letter.

The Pay line is filled "rss1979 Into Acc: xxxxxxxx"

The account number is my RBS account number and that account is overdrawn beyond the value of the cheque. Do you think they plan to reduce my OD by the value of the cheque when it clears? Is that action even legal?

Thank you.

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