Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


+ Reply to Thread
Results 1 to 14 of 14
  1. #1
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Hoogie v RBOS (Credit Card)

    Hello,

    After a 5 month battle with Yorkshire (and a 4k win) im now attacking my other cards/accounts.

    I have just rung RBOS as I had a credit card with them a few years back, however I have no information on my account number etc. I have just phoned them and they tell me they cant tell me any details as it is all archived and I will have to put it in wiriting.

    I dont see why most other banks can, yet these cant. Is this normal procedure?

    Thanks

    Hoogie

    Similar Threads:
    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  2. #2
    Basic Account Holder mbdiss Novitiate mbdiss's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2006
    Posts : 276 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    i don't know if it normal procedure for them but if you write an SARicon to them they will send you the info you need. if you have no account details then you will need to put your name, address, DOB, and proof of ID in the letter. i think that the fact you didn't have the account number may be why they have said the can't find you


  3. #3
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    Many Thanks mbdiss - ill do the SARicon now.

    Thanks

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  4. #4
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    SARicon Done and sent.

    <lights touchpaper>



    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  5. #5
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    sorry me again = who do i make the 10 cheque payable to?

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  6. #6
    Basic Account Holder mbdiss Novitiate mbdiss's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2006
    Posts : 276 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    i think you need to make it out to BRS but i would ring the bank to find out they will tell you.


  7. #7
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    still nothing

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  8. #8
    Basic Account Holder mbdiss Novitiate mbdiss's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2006
    Posts : 276 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    don't worry to much they have 40 days. RBSicon took there time sending me the statements out. you will get them


  9. #9
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    Right get this.

    Sent off all documents - ie proof of ID, old address, new address - Can they find my account? - So weeks letter - chq returned, with a letter saying - no idea about this account?

    Any number I can ring>?

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  10. #10
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Aug 2006
    Posts : 1,616 (0.39 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    Not surprised, this is the usual tactic right now. They probably put on your letter that they need an numerical account number to find your account right? They told me they couldn't find one of mine that was linked to an active account!!

    Basically, the only way your are going to locate your account is by getting your account number - they have a good argument set out and there's not really anyway (IMO) of contesting it. How you obtain this is another story. You could try any of the following:

    Firstly, did you only have an RBSicon credit card, or did you have an RBS account too? If you did, you may be able to get your branch to locate it (they are more helpful).

    You could continue ringing RBS until you find someone who is more helpful.

    If you sent payments online from your bank account, you might have an arrangement set up for it still on your bank account.

    Did you make any big purchases with it? Might be able to locate the number by getting in touch with whoever you made the purchase with and see if they have the details of the card you paid with.

    Not so long ago, a lot of receipts used to print out the card numbers in full, might you have any of these?

    What about email confirmations? Do you have emails back that far?

    What about companies like Amazonicon who store card details in your "MY ACCOUNT"?

    What about bank statements? Did you use to pay money by direct debiticon / standing order / single payments to your credit card? If so, do your bank statements show the account number?

    Finally, if you used to pay your card off through a bank account, your bank MIGHT be able to look through the payment history on your account and locate the reference number linked to your payment.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 2794 SETTLED!!! RBS CA2 503 SETTLED!!! HBOS CC 498 SETTLED!!! Barclaycard 705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
    Follows
    0
    Following
    0

  11. #11
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    T4FF, thanks for all that Ive been away so just picking back up on all my responses etc.

    I have no receipts or anything. I am going to ring my branch now.

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  12. #12
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    This is a f@cking joke.

    My bank have no details, as it was on an old account, and that has now gone (Thanks Yorkshire)

    I then phoned RBOS, who said yes we can see the Account but we have no account details. But as I am at a new address, I would have to fax or write in, with new details - Which I have already done, and they sent it back saying no account traced.

    So what the hell do I do now.

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0

  13. #13
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Aug 2006
    Posts : 1,616 (0.39 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    I don't believe for one minute that they can't see the account numbers but I don't know how you get it out of them?

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 2794 SETTLED!!! RBS CA2 503 SETTLED!!! HBOS CC 498 SETTLED!!! Barclaycard 705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
    Follows
    0
    Following
    0

  14. #14
    Basic Account Holder hoogie32 Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Sep 2006
    Posts : 295 (0.07 post per day)

    Default Re: Hoogie v RBOS (Credit Card)

    Thats what I said to them.

    I said you can see my address but not my account number - absoloute bollocks.

    So Im in a bit of a rut now.

    Yorkshire Bank Plc 3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, 929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT.
    Follows
    0
    Following
    0


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details