Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder Ian Kirkman Novitiate



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    Cool Ian v Rbs Advice on Disclosure order Please

    Hi, Can someone check this out and advise me please.

    I've received directions from the Court to send to the Defendant and the Court within 28 days:

    a) Schedule for each charge.
    (ok. that's straightforward)

    b) Copies of any statements etc.
    (again straightforward)

    c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise.
    (really not sure what this entails. any thoughts?)

    d) Copies of decided cases and other legal materials to be relied upon.
    ( is this the court pack? could someone point me in the right direction for downloading the relevant cases to download)

    The Defendant has 28 days thereafter to serve their response inc full breakdown of administrative costs as per my request.
    (does this mean 28 days from receiving my disclosure or 28 days after my 28 days are up)

    I'd really appreciate your help. Cheers.

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  2. #2
    Basic Account Holder HydraUK Novitiate HydraUK's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Hmm...did you attach directions to your aqicon? This seems to be the directions as requested in the 'Draft Order for Directions' that we are using now...

    If you didn't request it, it seems Cobbetts are using the same tactic against us. Might pay you to alert a MOD.

    However, you will find a statement of truth here http://www.consumeractiongroup.co.uk...tml#post482194

    You will need to chose which letter is appropriate to the defence.

    In fact have a good read of the thread that post comes from and post a link to here, somebody in there will know how to approach this, especially if you didn't get orders in....

    d) is the stuff in the basic bundle as far as I can see.

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  3. #3
    Basic Account Holder Ian Kirkman Novitiate



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Cheers Hydra,
    not sure what you mean by did I attach directions though


  4. #4
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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Hydra:-
    Join Date: Aug 2006
    Location: The Foot of Our Stairs (where northeners go when mildly surprised)
    Posts: 329

    Do you know why they go to the foot of our stairs?



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  5. #5
    Basic Account Holder HydraUK Novitiate HydraUK's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Quote Originally Posted by BankFodder View Post
    Hydra:-

    Do you know why they go to the foot of our stairs?

    Err...no?

    Quote Originally Posted by Ian Kirkman View Post
    Cheers Hydra,
    not sure what you mean by did I attach directions though
    - That'll be a No then.

    If you read that thread it's all in there, but broadly speaking, the current thinking is to attach some draft directions at the aqicon stage, the first are for you to do EXACTLY what Cobblers have asked you to do, the second part is for them to reveal all the things they don't want to reveal....

    BF, do you have any info for the OP?? I feel nervous in the presence of greatness :o

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  6. #6
    Gold Account Holder Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    I think youll find the 28 days is measured form teh date the order is made.

    THe linked thread provides some good info on what needs to be supplied to the court.

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
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    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
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  7. #7
    Basic Account Holder Ian Kirkman Novitiate



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Thanks Glenn
    I'll read some more as you say and post back tomorrow.

    Strange though how the court is using a direction that was originated on this site without any prompting from me, don't you think.


  8. #8
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Quote Originally Posted by HydraUK View Post
    Err...no?

    ... goes to the foot of our stairs ... and looks up (in amazement).


    All those people from the North gathering at the foot of our stairs and not knowing why they are there until the CAGicon shows them.

    There is an overwhelming Freudian symbolism here.



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  9. #9
    Basic Account Holder HydraUK Novitiate HydraUK's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    Quote Originally Posted by Ian Kirkman View Post
    Thanks Glenn
    Strange though how the court is using a direction that was originated on this site without any prompting from me, don't you think.
    Problem is that Cobblers aren't likely to have ordered themselves to do what OUR orders would have done....

    Quote Originally Posted by BankFodder View Post
    ... goes to the foot of our stairs ... and looks up (in amazement).


    All those people from the North gathering at the foot of our stairs and not knowing why they are there until the CAGicon shows them why.

    There is an overwhelming Freudian symbolism here.
    You been at the pop again BF?

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  10. #10
    Basic Account Holder HydraUK Novitiate HydraUK's Avatar



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    Default Re: Ian v Rbs Advice on Disclosure order Please

    oops double post

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  11. #11
    Basic Account Holder Ian Kirkman Novitiate



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    Thumbs up Re: Ian v Rbs Advice on Disclosure order Please

    Ok. i've read through the complete thread as suggested and I think i,ve got enough info now to compile disclosure. Cheers to Hydra and Glenn for that.
    I,ve also put much thought into why I received the identical Disclosure Order as the one originated on this site. I'm sure a lot of the Judges meet quite often, and as it's such a well prepared document in respect of these cases, it's probably been passed around and now used as standard. Well done to the CAGicon for that one.
    Also, with regard to the 28 days bit, i'll contact the Court and post back.



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