Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Am I claiming the right things?

    Hi there,

    please can somone confirm what I can and can't claim?

    I am claiming for the follwoing:

    "CHG TO(DATE) A/C(NUM)
    "UNPAID ITEM(S)"
    "REFERRAL CHARGE FOR (DATE)"
    "CARD MISUSE"

    Anything else?

    I am right in thinkin i cannot claim for cheque cancellation though?

    Also, can someone please explain what an entry like this means:

    PARTICULARS WITHDRAWN PAID IN
    CHG TO[DATE] A/C [NUMBER] 20.00
    [NUMBERS] [DATE]
    CARD 04 120.00

    What does the above mean? And what can I claim for?

    thanks

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  2. #2
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Re: Am I claiming the right things?

    Also, can I claim back the Default Notice fee?

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  3. #3
    NATTIE
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    Default Re: Am I claiming the right things?

    yes on the above

    misread no on cheque cancellation

    do not know the answer on the charges though


  4. #4
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    Default Re: Am I claiming the right things?

    Hi Un1.

    I'm presuming this is RBSicon (it looks like it). This should help with your charges.

    Cheque cancellation would be something you requested and therefore couldn't be claimed.

    Haven't a clue what that last one is??

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 2794 SETTLED!!! RBS CA2 503 SETTLED!!! HBOS CC 498 SETTLED!!! Barclaycard 705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
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  5. #5
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Re: Am I claiming the right things?

    Thanks guys

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  6. #6
    Basic Account Holder mbdiss Novitiate mbdiss's Avatar



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    Default Re: Am I claiming the right things?

    un1boy ring the bank about the last one they should be able to tell you. i've not seen that one before


  7. #7
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Re: Am I claiming the right things?

    Cheers guys

    what are RBSicon like at paying? do they drag it out?

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  8. #8
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Re: Am I claiming the right things?

    and there's loads of addresses - can i use this one
    :

    RBOS senior Customer Relations Manager at Edinburgh
    Freepost PO box 1727 Edinb EH12 9JN


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  9. #9
    NATTIE
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    Default Re: Am I claiming the right things?

    sorry, the last entry for 120 was a cash withdrawal at the branch


  10. #10
    Gold Account Holder un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy Informative un1boy's Avatar



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    Default Re: Am I claiming the right things?

    Quote Originally Posted by NATTIE View Post
    sorry, the last entry for 120 was a cash withdrawal at the branch
    Oh right, thanks!!

    Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

    *If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

    My charges claims:
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