hello,its sunday,ive found this site,considered the implications,but realised all i want is my money back,so i am writing a letter for my bank history with a £10 cheque,and will open a different bank account on monday,i will keep posting as news comes in,good luck to all that consider reclaiming whats rightfully yours!! GO FOR IT!££££££££££££££££££££

Good Luck. Welcome to the site. Its not so daunting if you're determined.

Cheers,sent first letter,standard reply,letter before action got a standard reply-we will look into it in the next 40 years or whatever,anyway,14 days are up though local county court are only open 4 hours a week!!todays the day for (court)action,all prepared,wish me luck,next day i have made an appintment with manageress of my branch for financial review,where i will cheekily tell her i have £1,500 coming into my account shortly!(but not where from),one question;i need to open a parachute account,but all the banks ask for statements from current account,they wont touch me when they see my overdraft! do i just fib and say i dont have any current accounts open?????

CAPITOL ONE-SETTLED £100 WITH FIRST LETTER 23RD AUG

BOS VISA CARD SETTLED £138 AFTER 2ND LETTER(STILL WAITING FOR MONEY)23 AUG

Cheers,sent first letter,standard reply,letter before action got a standard reply-we will look into it in the next 40 years or whatever,anyway,14 days are up though local county court are only open 4 hours a week!!todays the day for (court)action,all prepared,wish me luck,next day i have made an appintment with manageress of my branch for financial review,where i will cheekily tell her i have £1,500 coming into my account shortly!(but not where from:p ),one question;i need to open a parachute account,but all the banks ask for statements from current account,they wont touch me when they see my overdraft! do i just fib and say i dont have any current accounts open?????

 

CAPITOL ONE-SETTLED £100 WITH FIRST LETTER 23RD AUG:D

BOS VISA CARD SETTLED £138 AFTER 2ND LETTER(STILL WAITING FOR MONEY)23 AUG

There is no point in lying about not having an account as the new bank will see it listed on your credit report. Lying may well result in a fraud indicator being applied to your report. If you are worried that a bank my turn you down I would suggest you try something like the NatWest. Step account or Yorkshire bank. A lot of banks offer basic accounts that are open to most people.

Good luck.

This topic was closed on 10 March 2019.

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