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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Decree Recalled - I'm going to court!


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Hi!

 

On 12th January I was awarded a Decree against the Bank of Scotland for unauthorised overdraft charges, excess overdraft charges at an unauthorised interst rate, account maintenance charges plus interest.

 

Yesterday, the Bank of Scotland served a Minute for Recall of decree and I have to attend court on 16th February.

 

Do defenders have a time limit to abide by before they can recall the decree?

 

Here's a quote from the Minute for Recall of Decree including the bank's defence:

 

The Defenders move the court to recall the decree pronounced on 12th January 2007.

 

Reason for failure to appear or be represented:

 

Oversight on the part of the Defenders' legal services division who failed to lodge the form of response by the return day.

 

Proposed defence /Answer

 

The Defenders contend that the charges imposed by them are fair and reasonable and are recoverable by them as part of the contract between the parties. The Pursuer's allegation that the charges are unenforceable and amount to penalty charges are denied. In any event, certain of the charges detailed in the schedule attached to the Statement of Claim, being the charges imposed between 31st March 2000 and 31st October 2001 were imposed more than 5 years ago and any entitlement to seek to recover those charges as prescribed.

 

(I live in Scotland and I tried to claim for backdated charges for the past 6 years when I should've only claimed for the past 5 years). Even so, I calculate that they still owe me a quite a bit of money.

 

Please don't let me be the first action group member to go to court and LOSE!! :rolleyes:

 

Any advice would be really appreciated!

 

Thanks!

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Thanks Karnevil!

 

:) Feeling a lot less worried about going to court now!!

 

The charges BOS made six years ago amount to about HALF of what I'm claiming. So it's a significant proportion!

 

I found out that you can claim for only 5 years backdated charges in Scotland after I sent the summons.

 

But, I thought this was Scottish Law.....and I thought I'd just have to accept it.

 

Any thoughts on a winning the argument re the 6 years?

 

:)

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