Jump to content


  • Tweets

  • Posts

    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
    • Confirmed with Central Contact Centre that the hearing is 24th, disappointed I can't speak directly with the local county court I have to email the local court apparently is the only way. The agent couldn't explain the discrepancy between the two letters, she sounded very confused. If they were identical letters in wording but only dates were different I would feel ok, slightly worried the wording differs...
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Bank have accidentally credited me with £19,000 - legal position????


221b
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6288 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello

 

Oh joy!

 

RBS have accidentally credited my Dad with £19,000!!

 

I know that he'll have to give it back - or they'll take it back more likely!

 

Just wondering what the legal postion is regarding interest earned in the period etc....

 

Anyone had this happen to them before?

 

Best wishes

 

221b

Link to post
Share on other sites

I have heard off this a few times!:o,and we USED to trust then with our money!!! It firstly happened to a friend off mine, she rang them and told them and they took it off her straight away , she had two payment off over 35,000, not a thanks or a gesture off good will as this could happen.....

 

The same thing happened to a family member. She left the money there for a while, then a few months later started dabbling into it! I think they put about 6,000 into her bank account. The bank realised about 6 months down the line, and the only thing that they could do was to ask her to pay it back in instalments that she could afford.

 

I personally coudn't touch it as in the long run i'm sure that your dad will end up having to pay it back.

 

Not too sure about the legall side off things sorry.

Link to post
Share on other sites

I would think that it would be extremely difficult to seperate the interest you have earned from your own money from the interest earned on the £19,000.

 

As you rightly say, it is not your money and it will have to be repaid, but I would say that the interest is yours

 

That is my opinion. If anyone knows differently, I will be pleased to be corrected.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

-------------------------------------------------------

LOOK! Free CAG Toolbar.

Follow link for more information.

 

------------------------------------------------------

Please donate,

Help us to help others.

 

 

LINKS....

 

Forum Rules.

FAQs....

Link to post
Share on other sites

Out of interest, how long has it been there for?

 

Can't imagine you will accrue a great deal of interest for them to worry about unless it stays there for a while.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

Only a few days at the moment, but I suppose it depends how long it is before they notice it.

 

Never had £19,000 in the account so unsure how much interest it would be anyway. Not a high interest A/c, just ordinary current which has pitiful rate!

Link to post
Share on other sites

Open a high interest one with no penalty for accessing the money, then transfer the money ASAP, and when they ask for the 19k back, give it back, keep the interest! :lol:

 

Just kidding... (although... :rolleyes:)

 

I don't think they'll worry about the interest either, tbh.

 

To save from temptation to dip in it, I'd contact the bank ASAP to make them aware.

Link to post
Share on other sites

I have been told this by an ex bank manager. if the bank has credited an account with money that shouldn't be there then they can take it back but if they don't for what every reason you have to show reasonable behaviour. so if you were to write to the bank making they aware if it and asking if they have mabe a mistake by putting the money in your account. you would seen as acting reasonable. If the bank came back and says that there has been no mistake made or don't remove it then they would find it quite hard to take any legal action against you if you used some of them money.

 

IMO i think you should ring the bank and fine out why they have credited that money to the acount and if it isn't yours and get them to remove it as banks have holding accounts for things like this.

Link to post
Share on other sites

Unfortunately you will have to pay the money back.

I would give the branch a call.

Happened to me a year ago with £500.00, which resulted in a cash difference.

Having been on the "other side of the counter", I really appreciated when customers told us of the error.

Link to post
Share on other sites

Maybe they've started pre-empting claims? I wish...lol

Hee hee.....if only!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...