Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    amber007 Novitiate



    Follow Real_CAG on Twitter
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    Default Can i still claim

    I have read through the forums for the best part of the whole day and spoke with friends who are in mid claim.

    I am ready to send of my Subject access requesticon letter however i have a trustdeed running.

    Will this affect my claim. :?

    Any help will be much appreciated

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  2. #2
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    progolfer1 Novitiate



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    Default Re: Can i still claim

    i think this is how it works. a Subject access requesticon is for data held by a company about you and you are entitled to all this information for a small fee not exceeding 10. the trust deed should not stop you from getting information about you from any company.

    hope this helps


  3. #3
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    amber007 Novitiate



    Follow Real_CAG on Twitter
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    Default Re: Can i still claim

    thanks pro golfer1. I will request the information but keep looking into it. Should I know more before i procceed with step 2.


  4. #4
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    progolfer1 Novitiate



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    Default Re: Can i still claim

    i would check with the people that hold the trust deed what the implications are if i were to claim this money back from the bank. also how long is the trust deed to run. this can all be checked before step 2. also if the trust deed is to run for say another year then personally i would wait till it was finished then claim this would then mean i get all the money?


  5. #5
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    amber007 Novitiate



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    Default Re: Can i still claim

    Is there no time scale for claiming back from the bank?
    Trust deed finishes next june but i would wait until it finishes. I will ask the trustdeed holders for info though.

    Thanks again Progolfer1


  6. #6
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    progolfer1 Novitiate



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    Default Re: Can i still claim

    there is a time limit you can only claim back 6 yearsicon in england and only 5 years in scotland. i am claiming back 6 years even though i am in scotland and i will chance my arm at getting it all.


  7. #7
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    progolfer1 Novitiate



    Follow Real_CAG on Twitter
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    Default Re: Can i still claim

    ps i do however have a sister in england where i can get mail directed and also allow me to use the online mcol {online court system} but need address in england to use it.



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