Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 9 of 9
  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2007

    Posts
    5

    Default BoS-tards took my money - now I want it back!

    Hi there,

    I'm one unhappy customer! Started proceedings against BoS before Christmas after reading about other claims on the Martin Lawrence website. I must be one of very few sad people to have kept all my statements and therefore had no need to request copies. Judging by others' stories it's just as well I did!

    So, I sent an initial request for the full amount of 1420 (including interest) on 15th Dec 06, heard nothing by mid Jan, so sent my LBA recorded delivery on 17th Jan 07. Both of these went to my own branch.

    I recently received a lettericon from my branch (dated 22nd Jan) saying they have passed my letter to the Customer Relations dept who will respond to me directly. I have heard nothing else.

    Because the 7 days I gave them are up, I will be proceeding with a claim through the courts. However, I'm still unsure about how exactly I should go about this. I suppose my first decision is whether to go for two small claimsicon, or one Summary Cause. I've heard arguments on the side of both, i.e. I'll probably get the money quicker with a Summary Cause, but the small claimsicon seem to carry less risk - financially speaking. Any advice from anyone out there?

    Similar Threads:

  2. #2

    Default Re: BoS-tards took my money - now I want it back!

    Hi,

    My first claim against BOS was small claimsicon, which I won. My second is Summary Cause, due in court early March. The sheriff clerk in Edinburgh told me i'd have to be the most unluckiest person on the planet if I ended up in court. Said I could loose somewhere in the high hundreds but thought this was very very unlikley. You are right about the almost no risk with small claimsicon, I think all you would loose was your 39.00 court fee.
    Its really up to you, how quick do you need the cash ?

    Best wishes with your claim or claim's.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.


    Help keep it up and active, helping people like you.



    If you no longer require help, please do what you can to help others

    RIP: Rooster-UK - MARTIN3030 - cerberusalert
    Follows
    0
    Following
    0

  3. #3
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2007

    Posts
    5

    Default Re: BoS-tards took my money - now I want it back!

    Hi,
    Thanks for the advice. Not too bothered about getting the money fast, I mean hey, they've had it for the last 4 years, a few more weeks wont make much difference!

    So, I think I'll go for small claimsicon option, but my next problem is, my LBA stated that I'd be claiming the full 1420 though the courts. Does it matter if I now put in two separate claims for smaller amounts, instead of one claim for the full amount? I mean, should I have treated the two small claimsicon entirely separately, with two separate LBA's, etc?


  4. #4

    Default Re: BoS-tards took my money - now I want it back!

    small claimicon for 750 (only ever one at the same time) when you get settled then send fresh lbaicon only which gives another 14 days then court again, hope this helps, good luck.


  5. #5
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2007

    Posts
    5

    Default Re: BoS-tards took my money - now I want it back!

    OK, couple more questions - as my first lbaicon (to which I have had no reply) stated the figure 1420, should I send another LBA quoting a figure under 750, or just go right ahead and claim?

    Secondly, is the 750 figure for small claimsicon before or after interest?

    Thirdly, would I be right in thinking I just need to fill in form 1b?

    And finally, can anyone advise on how I should fill this in, i.e. direct me towards some previous threads on the same subject?

    Thanks.


  6. #6
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jul 2006

    Posts
    219

    Default Re: BoS-tards took my money - now I want it back!

    no just keep asking for the whole thing until the small claimsicon stage


  7. #7

    Default Re: BoS-tards took my money - now I want it back!

    Hi Miss Universe

    OK, couple more questions - as my first lbaicon (to which I have had no reply) stated the figure 1420, should I send another LBA quoting a figure under 750, or just go right ahead and claim?

    No the prelim and lba should state all charges.

    Secondly, is the 750 figure for small claimsicon before or after interest?

    Before judicial interest of 8% can be added at court,but mind and mention it in your POCicon.

    Thirdly, would I be right in thinking I just need to fill in form 1b?

    No you need to fill in form 1 and 1b and have an attached schedule of charges to both these forms.


    And finally, can anyone advise on how I should fill this in, i.e. direct me towards some previous threads on the same subject?

    The courts are very helpfull regarding filling these forms in, however when you are readyto do this give me a shout and i will help you.


  8. #8
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2007

    Posts
    5

    Default Re: BoS-tards took my money - now I want it back!

    Hi George,

    Thanks for the answers! I'm now attempting to fill in small claimicon forms 1 and 1b, and I've just noticed that my first charge was in June 2001. Am I correct in thinking that the Scottish courts only allow claims up to 5 years ago, rather than 6?

    Also, what should I put in the 'Action for/of' section? I've heard other threads mention 'furthcoming' but haven't a clue what this means. Or is it simply 'payment' I should be after?

    Next, in the 'defender' section, should I put the branch to which I sent my prelim and lbaicon (i.e. my local branch)? They've apparently passed my letter to 'Customer Relations' but I've had no contact with them.

    In section 4, 'Claim' I've entered:
    The Pursuer claims from the defender the sum of 739.00 with interest on that sum at the rate of 8% annually from the date of service (together with the expenses of bringing the action).
    Is this correct?

    And finally, I've seen some great threads with examples of what I should enter in the POCicon section, but I can't find them now! Any advice?

    Thanks again,
    MissUniverse.


  9. #9

    Default Re: BoS-tards took my money - now I want it back!

    MissUniverse can you refer to small claimsicon as in box numbers that are next to it.



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details