Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1

    Default The Royal Bank of Scotland

    Had own business 1980/93; accounts and loans with RBSicon.
    RBS banking malpractices from 1992 incl:
    errors in processing cheques/overpayments and duplication of Standing Orders.
    Overcharging on accounts.
    Dishonouring loan agreements.
    Had Business Insurance to cover loans and finances with RBS; policies held by RBS as security and no copy ever given to self. Policies in place for 12 years.
    Finances disturbances created by RBS made it impossible for me to continue to trade and sold business in 1993. RBS took all proceedes and:

    a. RBS dishonoured Insurance policies and even refused to acknowledge their existance until 2002.
    b. took my wife's 50% share of our former house and without her affidavit or signed consent. (RBS admit no such affidavit or agreement).

    Have never received from RBS audit to accoujt for the disposal of our funds.

    RBS do admit in writing to us their errors, even their CEO admits, but still after 13 years they refuse to compensate despite our vigourous efforts direct to RBS and through many official UK systems.

    Exposed to extremely cruel bullying over the years from many in RBS when trying to sort this out.

    WE keep fighting. WE have to because RBS have ruined our finances, took our home, mis-soldicon and failed to honour insurance policcies and we have been exposed to himan distress and suffering for over 13 years by and because of RBS.

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  2. #2

    Default Re: The Royal Bank of Scotland

    Welcome to the site.
    So looks like they hit you big time.
    You have lots of issues here but the info to address this is all here within the site.
    For advice on the limitation side there is also some good advice / on going claims and even temp letters and claims partics now for this.
    You may well have contributed to the 3 million quid that their top dog has just picked up.....you should maybe now have the chance to claim some of the other 3 million that he DIDNT get.
    Makes your blood boil ...I know I suffered too !!

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.
    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.






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  3. #3

    Default 13 years of hell from Rbs yet little progress !!!!

    More information to the new News that we posted on 31 Jan. 2007 about our case of 13 years against RBSicon.

    In our efforts to resolve the case, not only direct to RBS, we have been to many Official UK systems, including Ombudsmanicon ("beyond our remit" - "do'nt trouble us"), PM's Office, Chancellor of Exchequer (no reply), Treasury, Trade and Industry (seven different replies all passing the ball from one to another with no action); Even the law has let us down - a rogue Solicitor mishandled the case and allowed it to run out of laegal time without registering action. The Solicitor has been struck off from Legal practice bty the LawSociety to whom we claimed against but they refuse to compensate us.

    WE appealed to our MP, Michael Howard as RBS is the Conservative Party Banker but to no avail. We also appealed to David Cameron. Nobody wants to get involved.

    Ongoinginly we write to the RBS CEO, Sir Fred Goodwin and ovver the years we have had little reponse except one letter saying they admit the problems - but do nothing about it. On one occasion, in 2005, RBS wrote and said that any further correspondence from us would be "returned unopened". We then contactred our MP who wrote to RBS to get them to reply to us - which they did via the MP! - but agian, doing nothing.

    Desperately, in 2003 when my wife's friend, a mother figure abroad, was dying and my wife would have wanted to be there for her, we appealed to Sir Fred/RBS to settle the case, he did not respond.

    I am English and my wife is Finnish.

    RBS has a case to answer for - they even admit in writing their errors - but they do nothing about it. We will not drop the case until we get there.


  4. #4

    Default Re: The Royal Bank of Scotland

    I dont think you should either.
    I have found your other post and will move them to the RBSicon threads hopefully you will get support there from others who have suffered to albeit not to this extent.

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.
    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.






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