Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 19 of 19
  1. #1

    Default help filing in moneyclaim

    Hi l am new to the forum can you let me know where a can get information on filing in the forms on moneyclaimicon.:?

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  2. #2

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  3. #3

    Default Re: help filing in moneyclaim

    Hi Mackie

    Have you followed the tried and tested procedures here first?..
    Going straight to MCOL is not the way to go.

    Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later. Our aim is to make you aware of your rights as a consumer, enabling you to fight back against unlawful bank, credit and store card charges. In the website you will find information on how you could get your money back

    Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and mortgagesicon.


    You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

    There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

    Take your time and have a good read around this site. Then come and join us in our forum. Here we can guide you every step of the way. Please remember, we are here to help you help your self.

    When you feel confident that you understand the process and the various stages involved, start a new threadicon in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.


    If you any questions please do come to the forum and we will only be too happy to help you!

    Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

    All the info to get you started is here:
    http://www.consumeractiongroup.c o.uk...se-read-these/


    There are more links below to assist you get around the site.

    Good luck


    Ukaviator



    Some useful links.
    FAQ's
    Making Posts
    Letter Template Library
    Bank Contact Details
    AQ Guide to Completion
    Court Fees
    Data Protection non Compliance
    Witness Statements for Court Bundle
    Banking Code Website
    Limitations Act
    Fast Track Costs
    A-Z Index
    Mis-Claim Tutorial
    Step By Step Instructions

    Remember: The Ark was built by amateurs-The Titanic by professionals.

    Please click my scales if you find my advice helpful !

    If your claim is successful, please donate 5% so that it can continue to help others.

    Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

    WARNING TO ALL
    Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

    HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

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  4. #4

    Default Re: help filing in moneyclaim

    ukaviator
    Great piece of advice and excellent information just one area of assitance would be appreciated

    Once you have completed all the MCOL information and you here nothing from the banks and the court date comes and goes, file for judgemnt by default, great.
    what happens if the bank decides to 'request to set aside' the judgement is there any guidance notes for this and the steps need to resolve this issue.

    There are two of us in a similar position and we rack our brains looking for the help and guidance


  5. #5

    Default Re: help filing in moneyclaim

    Hi Bjberry

    That probably won't happen. The banks have not gone to court yet over bank charges. You file, they acknowledge, sometimes a defence is filed by them. They just then pay up after a short while. Always be prepared to go through with court though, you never know.

    Ukaviator


  6. #6

    Default Re: help filing in moneyclaim

    Hi ukaviator

    I have followed all the other steps and i am now waiting to a response to the letter telling the bank that the next step is taking them to the small claimsicon court l just did not want to get to this stage and fill the forms for the court in properly. do u think it is best to go on line to moneyclaim or to go to your local court and file a small claimsicon.

    thanks mackie


  7. #7

    Default acknowedgment of claim

    HELP

    please could any one tell me how many days l have to wait after the bank have acknowedged my claim is it 14 days or 28 days.

    thanks


  8. #8

    Default Re: acknowedgment of claim

    After acknowledgement the bank has 14 days to submit a defence. Please note that defences are frequently submitted at or just after the last minute and that a late defence (by a day or so) will often be accepted by the court.

    If in doubt read the FAQs

    If still in doubt - ask!
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  9. #9

    Default Re: acknowedgment of claim

    my bank acknoweged my claim on the 14th february when l telephoned the help no at money claim they informed me that l could not enter a judgement by default until the 13th of march l am completely confused now.


  10. #10

    Default Re: acknowedgment of claim

    When was the date of issue of the claim?

    If in doubt read the FAQs

    If still in doubt - ask!
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  11. #11

    Default Re: acknowedgment of claim

    notice of issue was 6th feb


  12. #12

    Default Re: acknowedgment of claim

    Quote Originally Posted by mackie View Post
    notice of issue was 6th feb
    So deemed served on the 11th Feb, they've 28 days from then to submit their defence, so you should be able to obtain judgment from 12th March.

    If in doubt read the FAQs

    If still in doubt - ask!
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  13. #13

    Default Re: acknowedgment of claim

    thanks for all your help


  14. #14

    Default Re: acknowedgment of claim

    Makie please start a thread in your bank group

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.
    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.






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  15. #15

    Default User is banned

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  16. #16

    Default letter from cobbetts.

    I have received a lettericon from cobbetts they have entered a defence and they are also asking for further information. Can someone help me as to what l have to do this is what they have asked for.

    This request is served pursuant to CPR part 18icon alternatively with regard to CPR Rule. 27.2(3)
    The reason(s) why this request has been served are set out in the Defence which has been served by the Defendant.

    You are asked to provide a response to this request in accordance with CPR Part 18 by 23 March 07.

    In the event aht you do not provide an adequate response to this request by this date (or such other date as my be agreed with the Defendants solicitors) then the Defendant can apply to the Court for an order requiring you to provide the information requested or (in view of the deficiencies in the way that the claim is pleaded) an order striking out the claim.

    Please provide the following particulars in support of your claim.

    In relation to each charge please identify (a) the date when the charge was charged. (b) the amount of the same and (c) the reason given for the charging of the same.

    In relation to each charge, please clarify the following (a) is it the case of the claimant the same should not have been charged? (b) if yes please explain why the claimant contends that the same should not have been charged? (c) if no is it the case of the claimant that the same should not have been charged in this amount. (d) if yes please explain why the claimant contends that the same should not have been charged in this amount and identify the sum the claimant contends should have been charged. (e) if no please state the claimants case.

    thanks


  17. #17

    Default Re: letter from cobbetts.

    Hi Mackie,

    Don't have any experience myself of Cobbetts and the CPR 18 request, but i believe there should be some relevant information here
    http://www.consumeractiongroup.co.uk...8-request.html

    best of luck

    BB

    Any advise offered is my own opinion, and if in doubt, always seek clarification.
    If you found it helpful or useful please click the scales on the left.

    Any advise offered is my own opinion, and if in doubt, always seek clarification.
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  18. #18

    Default Re: help filing in moneyclaim

    I have merged your threads, Which bank is it RBSicon or Natwest? I will change your title then.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
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  19. #19

    Default Re: help filing in moneyclaim

    I am with Nat west bank
    But l am now at the stage that the bank have entered a defence and l need help with the information that they are asking for it is around the CPR 18 can you help me with this

    thanks



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