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    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No  7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice' I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof?
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Successes


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To help people follow successful claims I've included a quick summary here with links. If I've missed anyone off please reply to this thread. If you win post on here. Please do not post any other questions or comments otherwise these will be deleted. You might like to cite these successes in your correspondence or in court against a strike out.

 

ERC

 

1.Alliance & Leceister v Country Bake ERC and charges small claims No defence filed

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/54285-countrybake-l-erc-charges.html

 

 

2..Gmac v Lainey under 5K paid out before issuing a claim

 

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/37279-gmac-redemption-charges.html

 

3.Alliance & Leicester v Maverick ERC under 5K paid out couple of days after defence submitted

 

 

4. .Alliance & Leciester v Giveitmeback ERC under 5k paid out without filing defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/30224-givitback-alliance-leicster-erc.html

 

 

5.Birmingham Midshires v Paulwlton ERC under 5k paid without filing a defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/20238-paul-midshires-erc.html

 

6.Leeds and Holbeck v Carriex paid up with out issuing a claim 4,800

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/8885-my-mortgage-fees-were.html

 

7.BM v Lickthewall 6.4K paid out without defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/8885-my-mortgage-fees-were.html

 

8.Rob s v northern rock mortgage exit fee small claim paid out with out issuing

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/17473-mortgage-discharge-fees.html

 

9. Thunderpuss v BM fast track paid up without defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/16014-thunderpuss2k-birmingham-midshires-halifax.html

 

10.Lizzy v BM fast track paid up without defence see Thunderpuss

 

11.Dayglo v NatWest paid up soon after claim issued

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/28516-dayglo-natwest-mortgages.html

 

12 Zoot v Halifax small claim paid up without defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/19501-zoot-halifax-mortgages.html

 

13. Graemec v Standard life – paid out two weeks before court Eversheds defending on basis of no breach. Small claim

 

http://www.consumeractiongroup.c o.uk/forum/mortgage-companies/34426-gc-standard-life-bank.html

 

14. Saraounia v Mortgage Express negotiated out of 13K

 

http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/32616-saraounia-mortgage-express.html

 

15.ED123 Mortgage exit fee. Returned without issuing a claim:

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/61418-ed123-mortgage-exit-fee.html

 

16. UKAviator v Birmingham Midshires settled for 1/2 of claim. DLA Piper defending

 

http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/30295-ukaviator-birmingham-midshires.html

 

17 Biffa v BM settled for 3/4

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/41995-birmingham-midshires-erc-so.html

 

 

18. Les Gunn v Abbey settled in full

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/36221-me-abbey-mortgages.html

 

Late payment/arrears/failed dd

 

1.Dolly v Halifax £400 refunded without issuing a claim

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/15094-dolly-halifax-mortage-arrears.html

 

2.Mortgage Express v Nathal paid out without defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/30224-givitback-alliance-leicster-erc.html

 

3.Birmingham Midshires v Biffa under 5k paid without defence

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/42809-birmingham-midshires-you-will.html

 

 

4.Halifax v Mcuth paid out without issuing a claim - small claim

 

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/10747-mcuth-halifax-mortgage-arrears.html

 

5.A&L v Philip Hindly small claim paid out with out defence

 

 

6.Halifax v Zoot paid out without defence small claim

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/19515-zoot-halifax-1st-mortgage.html

 

7.Gizzy v BM small claim paid out without issuing

 

http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes/13823-birmingham-midshires-refund.html

 

8. Donelly v Gmac small claim paid out days before court after issuing a counter claim

 

http://www.consumeractiongroup.c o.uk/forum/mortgage-companies/32915-these-guys-gmac-don.html

 

9. Sandy v Gmac small claim paid out just before court after trying to multi track

 

 

http://www.consumeractiongroup.co.uk/forum/other-institutions-successes/7223-sandy-gmac-rfc.html

 

10. Martdj v GMAC 4K

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/65715-gmac.html

 

11. Meled v Northern Rock

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/49082-me-nothern-rock.html

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  • 6 months later...

Have just been givenitback!! by HSBC. 3870.10p after charges deducted!! They took my card from me when i tried to check balance and have refused to give another one!! Have to go with passport/driving licence to withdraw.

What the hell i now have a new car,cooker,fridge three piece suite and new floor in front room and kitchen. Thank you all who supported and helped.

The cashier was really frosty at first,the next day another one smiled and said congratulations!!!

Did you know it is unlawful for the bank to deduct money from your account if you are on income support? if this happens calll them imediately. Manys a week i have had to go without money due to charges.

push on and upwards you all!!

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  • 4 years later...
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