Out of the blue I recieved a demand for 107 pounds today I do not know where this has come from, if its a debit from way back when its will be uncollectable ?

what a cheek

More information is needed on this one i'm afarid,

how old do you think the debt is?

have you acknowledged the debt / made payments etc anytime in the last 6 years ?

You could always fire of a CCA request to them in the hope they can't find it and then "go away"

Hi Dollypops.

I think this is going back about 8-10 years not sure, I have sent them a CCA today.

thanks for the reply.

See what happens.

I received a court action letter today what shal I do?

Thi is about 8-10 years old and this is the first letter I have received for R&W

thanks

SP

A debt is statute barred after 6 years of no payments and no contact and once barred cannot become unbarred. Also, a debt can only be acknowledged for the purpose of the Limitation Act in writing and signed by the alleged debtor so don't let them give you any guff!

You need to send them the statute barred letter which is here:

http://www.consumeractiongroup.co.uk/forum/post-162366.html

Just change the information to suit your circumstances.

Good luck, regards, Dave.

Hi thanks for your comments, I have used the letter and it will be sent on Monday recorded.

regards

Dave

Hi DMD,

After following your advice and sending the relevant letter I received a letter back from Robinson way saying that they are sending a local debt collector round within 7-10 days to collect the money,

now I was under the impression that a debt collect was sent out by a court if the judgment went against you?.

is this the case?

or is there local debt collectors in operation if is this like what loan sharks send out, bit like men in black.

P.S Is this sort of scare tactic legal and what can I do?

who do I report it too.

The letter from Robinso Way is a standard one.

The number of times I have waited in for their doorstep callers is incredible.

Remeber doorstep callers have absolutely no legal powers.

Tell them to leave your property.

If they fail to do so the local boys in blue will assist

Hi Scousepie... try the letter below :

Dear xx,

Re. Account no. xx

Thank you for your letter of xx/xx/xx advising me of a doorstep call. However, I write to advise you that under OFT rules, you can only visit me if you make an appointment and it is not my wish to make an appointment with you, or any of your representatives.

There is only an implied license under English Common Law for certain people to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore, please take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do, then you will be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone to visit me nevertheless. Should it be necessary, I will obtain an injunction.

Yours faithfully,

Thanks for the letter,

I will send it on Monday,

They said that I had till the 27th Feb or court action will commence,

Im still waiting,

I sent them a harrasment letter and now the doorstep challenge is offer,

what will it be next week,

Air assault by the SAS in the back garden,

these people are a joke.

I will keep you posted. thanksfor the replies

I posted the letter today so it will be interesting to see what happens.

Iv had no reply from Robinson and Way afer all the threats of bailiffs and court action it just goes to show how much of a low life company they realy are, what sort of people could a job of harassmet to others and sleep at night, the things people do for money.

Thanks to all you guys on here for your valued support.:grin:

Strange I just ignored them and they havent bothered me. Im leaving off CCA letters as a last resort as Im sure Im Stute Barred soon

I too have had these standard issue letters from these debt collecting clowns at Robinson Way.

They will commence court proceedings in the next two days unless I pay in full/They will file me for bankrupcy unless I contact them to agree a payment plan/They will send round a local agent to collect money at my property/They would like to offer me a 75% settlement deal because they know managing money isnt easy.

Do they think I don't recognise a mail merge when I see one?

Honestly, these people are a joke, do they not realise that as soon as people start realising their threats are empty, they will be at best ignored and most likely consigned to the bin.

Similar case my missus received a letter from this lot for an alleged debt of £80.

The surname used was the one she was previously married(A), she divorced him and used her maiden name for 1 year(B) and then been married to me© about 4 years now.

Adding up A+B+C=5 years

we never knew anything about this till last week. so it will go in the cabinet file away in the shed for the next year or so...

This crowd recently seem to have bought a job lot of Statute Barred or nearly Stautue Barred debts and are trying everything to try to get something for their trouble. Unfortuneately they have run up against CAG thus making the worthless paper they purchased even more worthless

lol quite right!

"Statute barred" is my new favourite phrase

maybe i should get it tattood to my bum, and then along with any letters, people can send them a picture too

I think you should wear a badge lol:razz:

Or simply create a mailmerge on my computer and send out to all DCA's just for the fun of t - let them spend time trying to figure that out.

I opened my mouth to soon, I received a letter this morning and it was white and not yellow it was not a standard letter is says that a payment was mad on 5th April 2006 so its not statute barred and that they are reqesting a copy of the agreement.

So I checked my bank statements and only two payments went out that day and RBS was not one of them.

My point is why send loads of sh!tty leters out only to do a full circle and be back at the beginning, if they communicated in the first place they we would have covered more ground, No they have made them selves look like bullying T**Ts and incompetent.

Let them get this agreement and prove that I have mad payments to RBH who I have never dealt with in my life time.

Yes let them prove YOU made the payment.

From what I have read on here its not unknown for some of the DCAs to allege a payment was made or indeed for some of them to make a toke payment to keep the thing within the Statute Barred limit.

Of course I wouldnt suggest that Robinson Way would do or condone any illegal act such as this

WoW now that would be a interesting.

Even more interesting if you could prove THEY had made the payment.

Let them pay the rest:D