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1st Letter sent.


alessilva
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Dear all,

 

I sent a first letter to the RBOS on the 12 December and they repplied on the 04 January stating that they needed more time to investigate the account. Should I send the second letter anyway? What should I say in the first paragraph that "they had sufficient time to deal with my enquiry"?

 

thank you

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Hiya

Yea, carry on with your timescale, lets face it they never gave you time to pay the charges in the first place did they?!

Fourteen days after they would of recieved the preliminary letter, send in your Lba letter, I wouldnt bother mentioning their first letter, I somehow doubt they actually read them anyway, and the letter you recieved would of been a standard reply..........ignore it and press on!

good luck!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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(Dear Dollies01, Thanks for your repply!)

 

Now, I have one more query. I have sent the RBOS two letters:

 

Letter 1 - requesting to refund when a direct debit/standing order/cheque payment is honoured by the bank but there’s not enough money in my bank account to cover it and this totalled to 268 pounds.

 

Letter 2 - requesting to refund when the bank refuses to honour the payment and still charged me anyway and this was only 38 pounds.

 

The timescale has now passed, since I sent letter 1 and letter 2, now I can send the last letter, the one before proceding to the small court route.

 

In this letter that I will sent can I incorporate all the charges that were applied to the account, as described in letter 1 and 2, plus one charge that was applied after these letters were sent?

 

Many thanks,

 

Alessandro

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Hiya allesilva

These letters that you sent........

were they from the template librarys or written yourself?

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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