Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Page 1 of 3 1 2 3 LastLast
Results 1 to 20 of 59

Thread: I Won

  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default I Won

    I have two bank accounts with NatWest at different branches.

    My email to you is to ask that when requesting bank charges on the letter in your libraryicon it says i have to pay a 10 pound fee. who would i make the cheque payable to and which NatWest branch would i send the check to.

    Also should i send the check and letter by recorded delivery.

    Many Thanks
    lana


  2. #2

    Default Re: Help!

    Hi, and welcome. i would suggest either the branch which account you've had the longest or head office, hope this helps?

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


    I have been smoke-free for 4yrs
    Follows
    0
    Following
    0

  3. #3

    Default Re: Help!

    p.s recorded delivery is not strictly necessary but for your own peace of mind you can if you wish

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


    I have been smoke-free for 4yrs
    Follows
    0
    Following
    0

  4. #4
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default Re: Help!

    Do you is it better with the head office or with my main branch and who would iaddress it to. and should i do it by recorded delivery.

    B****ds have had at least #4000 off me

    MOD NOTE Profanity to a minimum please!!

    Follows
    0
    Following
    0

  5. #5
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2006

    Posts
    48

    Default Re: Help!

    I'd send your request to the address listed here...

    http://www.consumeractiongroup.co.uk...n-manager.html

    and I sent mine recorded delivery so that I had a record myself of when they had recieved it.

    NatWest Adv Gold - Settled in FULL
    Natwest Student -
    Settled in FULL
    Smile - Settled in FULL

    Lloyds TSB -Settled in FULL
    Follows
    0
    Following
    0

  6. #6
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2006

    Posts
    466

    Default Re: Help!

    Cheque payable to NATWEST BANK PLC. Send it to either branch address for the attention of "The Manager" as it will be forwarded by internal mail to the correct department - ensure that you quote both account numbers and that you are requesting data disclosureicon pursuant to the 1998 Data Protection Act.

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)
    Follows
    0
    Following
    0

  7. #7
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Mar 2006

    Posts
    92

    Default Re: Help!

    I sent my 1st letter to the branch, whom made me my first offer, it was after this offer was declined that i was contacted by the famous Stuart Higley.

    I would defo send it recorded tho.

    Good Luck!!!

    NatWest - £3702.94 - Won.. Done and Dusted!!
    Lloyds - £771.52 - Nearly there...

    The Daily Mirror, GMTV, Granada Reports........
    Hollywood Next!

    Check out how I re-claimed my unlawfull bank charges:
    http://www.consumeractiongroup.co.uk...tWest-i-i.html
    Follows
    0
    Following
    0

  8. #8
    NATTIE
    Guest

    Default Re: Help!

    NatWest is not a PLC, it was taken over by RBSicon Group.many of the threads I've read have said Natwest Bank PLC. The cheque should be NatWest Bank


  9. #9
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2006

    Posts
    48

    Default Re: Help!

    They list themselves as National Westminster Bank PLC
    Registered No: 929027

    They should have no issues with accepting a cheque made out payable to that.

    NatWest Adv Gold - Settled in FULL
    Natwest Student -
    Settled in FULL
    Smile - Settled in FULL

    Lloyds TSB -Settled in FULL
    Follows
    0
    Following
    0

  10. #10
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Apr 2006

    Posts
    466

    Default Re: Help!

    Quote Originally Posted by natweststaffmember
    NatWest is not a PLC, it was taken over by RBSicon Group.many of the threads I've read have said Natwest Bank PLC. The cheque should be NatWest Bank
    Please check your information is correct and accurate before asserting your knowledge.

    Natwest Bank is a registered UK PLC. Just because it is part of the Royal Bank of Scotland Group has absolutely no bearing on its PLC status whatsoever. Just to clarify this point:

    Regulatory Information

    20 National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 135 Bishopsgate, London EC2M 3UR. Authorised and regulated by the Financial Services Authority.

    Thus I would suggest my earlier advice that cheques be made payable to "Natwest Bank PLC" would be deemed acceptable.

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)
    Follows
    0
    Following
    0

  11. #11
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Angry 1st Letter Rejection

    Can anyone help. I have sent the 1st letter to Natwest and they replied with a bog standard letter telling me they havent charged me unfairly and wont be issuing me a refund for charges and interest etc. What do i do now.

    Whats more i telephoned them about a seperate issue and they were so rude to me on the phone that i want to make a complaint because ive been charged for something else they i disagree with.

    Hate Natwest They are awful


  12. #12
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default 1st Letter Rejection

    Can anyone help. I have sent the 1st letter to NatWest and they replied with a bog standard letter telling me they havent charged me unfairly and wont be issuing me a refund for charges and interest etc. What do i do now.


  13. #13

    Default Re: 1st Letter Rejection

    Oh you sound like your in the same boat as me, they clearly know that you are claiming and treat you differently. You can complain to their head office at 135, Bishopsgate. London. EC2M 3UR.

    You now need to send your lbaicon letter and i expect you will get another sod off letter. Good Luck.

    George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

    My advice is only my opinion, I am not a legal expert.

    IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
    Follows
    0
    Following
    0

  14. #14
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default Re: 1st Letter Rejection

    Whats the lbaicon letter


  15. #15
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default Re: 1st Letter Rejection

    Ok so that is the letter before actionicon but they did respond just didnt agree so should i just change the wording. Is there any fair banks out there or are they all to rob us of what we dont have?


  16. #16

    Default Re: 1st Letter Rejection

    Yeh thats right its the letter before actionicon. You can adapt this to suit your needs. And no, they all try and squeeze it out of us. Its out of order really isn't it. Any further help needed just shout.

    George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

    My advice is only my opinion, I am not a legal expert.

    IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.
    Follows
    0
    Following
    0

  17. #17
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    30

    Default Re: 1st Letter Rejection

    It sucks. Im done with Natwest. Think il try Barcleys and Alliance and Leicster


  18. #18

    Default Re: 1st Letter Rejection

    Ignore it. Wait for the 14 days since prelim letter and send your lbaicon.


  19. #19
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    ED1237's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Jun 2006

    Posts
    315

    Default Re: 1st Letter Rejection

    You can actually send your lbaicon now. You have had a response from them so there is little point in waiting. You will get a fairly quick reply to your lbaicon as well which will allow you to file your court claim prior to the 14 days are up.

    Please Click The Scales if I have been of help to you.


    Kensington Mortgages withdrawn. no costs
    NatWest Settled in full
    Abbey Court Settled in Full
    Capital 1 settled in full
    Halifax settled in full
    Follows
    0
    Following
    0

  20. #20

    Default Re: 1st Letter Rejection

    Strictly speaking you need to give 28 days notice in writing before you make a court claim. So provided you give it 28 days from the prelim you should be ok


Page 1 of 3 1 2 3 LastLast

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details