Jump to content


  • Tweets

  • Posts

    • “If Trump’s stock in Truth Social, his company, drops any lower, he might do better under my tax plan than his.” — President Biden, while pitching his plan for higher taxes on the rich in Scranton, Pennsylvania LOL   Does seem that way HB - all the little trumpies throwing their money away while 'larger players' milk them by 'shorting it seems     I'm waiting for it to drop below $20 before investing ... .. some more chortles  
    • Clyde Valley Housing Association have received the following reprimand because of an infringement that occurred in July 2022 when they released a new customer portal. This portal included personal data of data subjects and residents found they were able to view personal information such as names and addresses about other residents. A resident reported this to Clyde Valley Housing Association, however this concern was not escalated appropriately which led to data remaining viewable on the portal for a further 5 days until further residents reported the issue and Clyde Valley Housing Association suspended the portal.View the full article
    • It's mostly small investors, isn't it, TJ? I don't think Wall Street and institutions have bought into Truth Social. Much like US banks don't want to lend to him, I'm reading.
    • Looking on their website I would of thought that a Life interest trust would of been set up, and they state:   "A life interest trust  (also known as possession trusts or interest in possession trusts) be used for preserving assets for the next generation whilst providing a benefit for the current generation. For example, if your home is placed into a life interest trust, then the person with this interest can continue to live there until their death. The house would then be distributed in line with your Will." & A trust can be created in your lifetime, which is to take immediate effect (often referred to as a “lifetime settlement”), or it can be created on death through your Will (known as a “Will Trust”).
    • “If Trump’s stock in Truth Social, his company, drops any lower, he might do better under my tax plan than his.” — President Biden, while pitching his plan for higher taxes on the rich in Scranton, Pennsylvania   LOL Hit $26 and likely temporarily bounced back a bit to 27 dollars - from $78 - still a good return on MHA (malodorous hot air)   Wonder whos making the money off this ponzi looking scheme share price colapse?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

NATWEST and DATA PROTECTION ACT COMPLIANCE - READ THIS


BankFodder
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4195 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Devil- that is nonsense what you were told. Copy statements are £5 per request. So if you wanted back to 2002(I assume that is when the account was opened) then £5. You can phone the branch, walk to a branch send a letter to the branch, your choice but copy statements are £5

 

hi nattie

i sent 3x£5 postal orders to obtain my statements for 3 accounts and recieved 1 current account statement with one transaction on it. £5 withdrawn for historical statements making me £3.50 overdrawn. I love them

Link to post
Share on other sites

  • 3 months later...
  • Replies 116
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

hi all i was wondering if some one can help me. I am now sorting out the paperwork i need to reclaim my bank charges back from natwest as some days they are charging me £210 in one day and £35 every other day. I have sorted out my sar letter but i have two accounts so i sent the one letter with the two accounts or two letters (one for each account) both with £10 each in them or £10 between the two?

Link to post
Share on other sites

  • 5 months later...

My account opened in the 80's as the account closed some 10 yrs later and I knew nothing about bank charges until 3 yrs ago what do you think my chances of getting statements are going that far back?

 

I only found the account details recently and when I wrote to NW when I found out about these charges they didn't have any record of my account (or so they said) as the branch turned into a Curry house. Any tips as I'd need the T & C's too I guess..

Link to post
Share on other sites

My account opened in the 80's as the account closed some 10 yrs later and I knew nothing about bank charges until 3 yrs ago what do you think my chances of getting statements are going that far back?

 

I only found the account details recently and when I wrote to NW when I found out about these charges they didn't have any record of my account (or so they said) as the branch turned into a Curry house. Any tips as I'd need the T & C's too I guess..

The answer is that NatWest didn't get computerisation til the early 1990's so unless it was open in 1991/1992, I would be surprised if you got anything relating to that account albeit I do know how to get the terms and conditions, lol.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

Link to post
Share on other sites

The answer is that NatWest didn't get computerisation til the early 1990's so unless it was open in 1991/1992, I would be surprised if you got anything relating to that account albeit I do know how to get the terms and conditions, lol.

 

Hi yourbank :)

I think you are already aware of my thread http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/81525-gandolfi-natwest-12.html

 

I'm trying to get Business and Personal T&Cs for accounts opened in 1989. Charges are for the period between 1994-2004.

 

If you know how to get them I'd be really grateful!

 

Gandolfi

Link to post
Share on other sites

Hi yourbank :)

I think you are already aware of my thread http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/81525-gandolfi-natwest-12.html

 

I'm trying to get Business and Personal T&Cs for accounts opened in 1989. Charges are for the period between 1994-2004.

 

If you know how to get them I'd be really grateful!

 

Gandolfi

 

I think I might be able to find out for you.

Edited by yourbank
  • Haha 1

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

Link to post
Share on other sites

Another query....hoping this is the correct place to ask.

 

As well as my T&Cs, I also want to get copies of all letters sent to me by Natwest for my Personal and Business accounts (there are many over the years!). I asked on my original SAR (two years ago!) but just got statements from them.

 

Am I entitled to see them?

Do they still exist (1994-2004)?

 

Most importantly, how do I persuade Natwest to supply them while my court case is stayed...? Are they obliged to supply them under the Data Protection Act regardless of my claim?

 

All advice on how to get them, much appreciated.

 

Gandolfi

Link to post
Share on other sites

Another query....hoping this is the correct place to ask.

 

As well as my T&Cs, I also want to get copies of all letters sent to me by Natwest for my Personal and Business accounts (there are many over the years!). I asked on my original SAR (two years ago!) but just got statements from them.

 

Am I entitled to see them?

Do they still exist (1994-2004)?

 

Most importantly, how do I persuade Natwest to supply them while my court case is stayed...? Are they obliged to supply them under the Data Protection Act regardless of my claim?

 

All advice on how to get them, much appreciated.

 

Gandolfi

 

Archive notes on the account exist 1994 to Oct 2002 and if you ask for the Archive notes, then they should supply them.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

Link to post
Share on other sites

Archive notes on the account exist 1994 to Oct 2002 and if you ask for the Archive notes, then they should supply them.

 

Brilliant.

Where is the best place to write? Head office? Telford (where the accounts ended up)? Or, original branch?

 

Should I point out that I already submitted a SAR in 2007 for this information and give them 7 days to supply it? What if they don't supply the archive notes? Can I say that I will seek an order from the court for them to comply?

 

Thanks again,

Gandolfi

Link to post
Share on other sites

Brilliant.

Where is the best place to write? Head office? Telford (where the accounts ended up)? Or, original branch?

 

Should I point out that I already submitted a SAR in 2007 for this information and give them 7 days to supply it? What if they don't supply the archive notes? Can I say that I will seek an order from the court for them to comply?

 

Thanks again,

Gandolfi

 

If you did a SAR in 2007 then you can tell them that you also require the archive notes. I wouldn't put a timescale on it, I didn't and I did send a SAR to NatWest but I used their office in Edinburgh for the SAR.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

Link to post
Share on other sites

  • 4 months later...

I just recieved all my son's bank statement going back to 1995 although it took a lot of effort and writing. Joyce E Tudor is the woman you should conatact at the Bishopsgate address.

 

I spent 3 months writing and over 50 letter although many are to do with 7 different complaints. But I am having trouble with the Crdit card peple and they insist that the OFT has said that only 6 years of statements need be sent off.

Link to post
Share on other sites

  • 1 year later...
Bankfodder, I am 100% that NatWest data does go further back than 6 years so if that is what they are saying then it is a lie- and I do not use that word likely. Branches have something called the NatWest Archive a notes system from the old NatWest Bank plc days. It was effectively frozen in time on October 2nd 2002. The old system recorded a note automatically when a DD/cheque/SO was returned or whether it was paid even if it took it over the limit. It contains Marketing notes, complaints and a lot more else besides. All this info is not new info to the forum as I posted it months ago. These notes would go back to 1991.

 

i only got 6 years worth. i just phoned their them on 0845 711 4477 and their representative

denied the records go back any further than years. How can i make them give me ALL

the information i requested?

Edited by pop_gun
Link to post
Share on other sites

  • 1 year later...

closed for ref now only

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4195 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...