Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


Results 1 to 14 of 14
  1. #1

  2. #2

    Default RBS OVERDRAGHT CHARGES 1

    over the past 4 years i have been stung on numerous occasions with £28-30 charges for overdraghts of beetween 28p-£4.60, does this entitle me to persue the banks for refund ? if so what is the best course of action?


  3. #3

    Default

    Please have a read of the FAQ's - you will find answers to questions you didn't know you had!!

    There is also a step by step guide to getting your money back.

    Have a read, then come back here.

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.
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  4. #4

    Default

    Please have a read of the FAQ's - you will find answers to questions you didn't know you had!!

    There is also a step by step guide to getting your money back.

    Have a read, then come back here.

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.
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  5. #5

    Default

    yeah sorry about that i realised that a bit later, i'm just going through the in's an out's of it....this is my only bank account at the moment ,would you advise i open another one with a different bank in case it goes sour and they close my account ?(my claim would be less than £1200.00).
    thanks.


  6. #6

    Default

    yeah sorry about that i realised that a bit later, i'm just going through the in's an out's of it....this is my only bank account at the moment ,would you advise i open another one with a different bank in case it goes sour and they close my account ?(my claim would be less than £1200.00).
    thanks.


  7. #7
    Site Team The Consumer Action Group BankFodder's Avatar



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    Quote Originally Posted by charver
    yeah sorry about that i realised that a bit later, i'm just going through the in's an out's of it....this is my only bank account at the moment ,would you advise i open another one with a different bank in case it goes sour and they close my account ?(my claim would be less than £1200.00).
    thanks.
    Please read around the forum and especially the FAQs then come back here

    MAJOR UPGRADE - March - SEE ANNOUNCEMENTS

    Warning: I use dictation software. Beware of homophones!
    Have you read our dealing with customer services guide?
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.

    All attribution rights and moral rights in my copyright work are asserted
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  8. #8
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    Quote Originally Posted by charver
    yeah sorry about that i realised that a bit later, i'm just going through the in's an out's of it....this is my only bank account at the moment ,would you advise i open another one with a different bank in case it goes sour and they close my account ?(my claim would be less than £1200.00).
    thanks.
    Please read around the forum and especially the FAQs then come back here

    MAJOR UPGRADE - March - SEE ANNOUNCEMENTS

    Warning: I use dictation software. Beware of homophones!
    Have you read our dealing with customer services guide?
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.

    All attribution rights and moral rights in my copyright work are asserted
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  9. #9

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    Yes, get another account ready - it was mentioned in the FAQ, but some banks do get nasty and it's the only retailiation they have that's legal (and even that's dubious).

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.
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  10. #10

    Default

    Yes, get another account ready - it was mentioned in the FAQ, but some banks do get nasty and it's the only retailiation they have that's legal (and even that's dubious).

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.
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  11. #11

    Default rbos account closure

    has anyone had the Royal Bank of Scotlandicon close their account as a direct result of trying to re-coup excessive bankcharges for minor overdrafts. opening another account for me may prove difficult at the moment due to council tax arrears from some 5 years ago !


  12. #12

    Default rbos account closure

    has anyone had the Royal Bank of Scotlandicon close their account as a direct result of trying to re-coup excessive bankcharges for minor overdrafts. opening another account for me may prove difficult at the moment due to council tax arrears from some 5 years ago !


  13. #13
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    Have they already done it?

    You should simply trawl around to each bank - even if it means opening a building society savings account. At least you have your foot in the door.
    Someone referred to the Coop as a good bet for opening a new account

    MAJOR UPGRADE - March - SEE ANNOUNCEMENTS

    Warning: I use dictation software. Beware of homophones!
    Have you read our dealing with customer services guide?
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.

    All attribution rights and moral rights in my copyright work are asserted
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  14. #14
    Site Team The Consumer Action Group BankFodder's Avatar



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    Have they already done it?

    You should simply trawl around to each bank - even if it means opening a building society savings account. At least you have your foot in the door.
    Someone referred to the Coop as a good bet for opening a new account

    MAJOR UPGRADE - March - SEE ANNOUNCEMENTS

    Warning: I use dictation software. Beware of homophones!
    Have you read our dealing with customer services guide?
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.

    All attribution rights and moral rights in my copyright work are asserted
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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