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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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NORCAT V Bank of Scotland (HBOS)


Norcat
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Hi all, heard/seen Matin Lewis on BBC earlier this week then watched with much interest the Money Prog.

 

For years I believed the Banks to operate a system of legitamised extortion, to the point of immorality. It appears now that it was extortion but not legit. They would return a s.o. for £17.00, because there was only £12.00 free funds in the account and then send a letter advising that they had charged you £20-30 for the privilege. What a nonsense.

 

They are now sowing what they reaped. I used to say 'a plague on all theire houses', perhaps it has now come to pass!

 

On a personal level we have just sent claims against 2 separate accounts to HBOS totalling in excess of £10,000 (scary really that this amount should have been taken from us), and await, with some apprehension, their response. Will be delighted to advise of outcome.

 

With thanks to CAG and all your support.

 

All the very best to you all in a similar situation.

 

Please, wish us success!

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Hi Norcat

 

Good luck!!!! You will get all your money. I've just started 2 claims with BOS and still await up to date statements for my credit card, bank loan, business account and mortgage. They have until tomorrow to send them. Dont think they will make the deadline. I estimate by the time I am finished it will be nearly the same amount as you.

 

Good luck. Go for it!!!

 

Gemspan

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Good afternoon Gemspan, appreciate your post and best wishes. Please keep me posted and let me know how it pans out for you, hopefully to your success. Please let me know if they respond tomorrow!!!!!

 

I am also very interested re your Biz Ac, as we will be looking at our old BOS account early next week. Now moved to RBS.

 

All the very best.

 

Norcat

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  • 2 months later...

Good afternoon all, less than 3 months after submitting 2 claims totalling just over £10,000 to BoS, I now have letters of offer from the bank for £9500.00. Quite a result. They were a bit dilatory in putting back dates when they promised to respond, but following a little pressure (threat) they did telephone to discuss and make an offer of £8000. I held out for an extra £1000 over the 2 claims and I have to say they were very easy and to be honest, good to deal with.

 

They also acknowledged that they were being flooded with these claims.

 

We are delighted with the result and would ask all out there to pursue by the methods laid out by CAG and be committed. Our experience says you will win.

 

Our thanks to CSAG and Martin Collins via the Money Programme at the end of last year, and a donation to CAG on way as soon as thye funds hit the bank account.

 

Best of luck (sorry not luck........proper action and persistence)

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