Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

RBS/Halifax is there a difference ?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6572 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all

 

I know there are other threads along the same vein, but I have an interesting piece of information here, I have jt the Halifax are issuing outust been reading through the RBS threads below and am interested to find that the number listed of 01422 333465, to respond to when you have been made a partial offer , is exactly the same number that the Halifax are sending out on their letters.

 

I presume then that the Halifax and the RBS are using the same team in Leeds to administer all our queries - is this right ? can they do that ?

 

My account is with the RBS but my partners' is with the Halifax I know that they are the same global organisation , but they trade as 2 distinct banks, is it right that potentailly Halifax staff can be dealing with my RBS account and vice versa ?

 

Any help would be appreciated, is this a breach of the DPA on their side ?

 

cheers

Link to post
Share on other sites

Apologies for the first thread, things seem to have got a bit jumbled

 

What I am trying to say is that the Halifax and the RBS are using the same teams to deal with queries from both banks ? is this right ? can they do this ??

 

thanks

Link to post
Share on other sites

It is in my case....

 

Halifax account, but queries were handled by BOS to date.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Apologies

 

but is this right ????

 

My account is with the RBS and not the Halifax, if the team is delaing with queries from all RBS Organisations (Halifax/Nat West et al) then surely there is a breach of the data protection act, I've never authorised Halifax staff to have access to my bank details.......

 

It seems a little odd that's all

Link to post
Share on other sites

Bank of Scotland and Halifax are part of the same company Halifax Bank of Scotland (HBOS)

Royal Bank of Scotland (RBS or RBOS) are a COMPLETELY DIFFERENT ORGANISATION with ABSOLUTELY NO LINKS TO HBOS in any way shape or form.

 

Are you sure that you're not getting confused with BOS?? In my RBOS branch we get confused BOS customers coming in every week not understanding that we are two entirely different companies. The RBS group own Royal Bank of Scotland, Nat West, Ulster Bank, Charter One, Citizens Bank, Direct Line, MINT, Churchill, Lombard, Privilege to name but a few.

 

So to summarise:

BOS / Halifax there is no difference they are all part of the same group.

RBS / Halifax are two completely separate companies.

(Note to mods or admins - can we split this forum so that there is one for RBOS and one for BOS so we can avoid confusion like this in future? Its just like putting Barclays / HSBC in the same forum (ie they are totally unrelated banks)

(Yes I work for a bank but am here to help! Please be nice to me! :))

Link to post
Share on other sites

thanks good samaritan, I take what you say and even if I have got confused with RBS and BoS, I'm still not sure that BoS staff should have access to Halifax customer account information, they are run as 2 different entities so therefore the data should be kept separate surely ?? They just happen to be owned by the same people.

 

This means that their data must be hosted together for the staff to be able to work on 2 separate banks' systems at the same time, so therefore I guess that there must be a security breach or DPA breach of some kind

 

My partner is a Halifax customer and has in no way given permission for BoS staff to have access to his account info (he's not happy !)

 

Thanks

Link to post
Share on other sites

thanks good samaritan, I take what you say and even if I have got confused with RBS and BoS, I'm still not sure that BoS staff should have access to Halifax customer account information, they are run as 2 different entities so therefore the data should be kept separate surely ?? They just happen to be owned by the same people.

 

This means that their data must be hosted together for the staff to be able to work on 2 separate banks' systems at the same time, so therefore I guess that there must be a security breach or DPA breach of some kind

 

My partner is a Halifax customer and has in no way given permission for BoS staff to have access to his account info (he's not happy !)

 

Thanks

 

Actually my experience as a BoS customer is that the edges are now so blurred that they are essentially one and the same operation, with BoS marketing certain products in Scotland and Halifax marketing them elsewhere. Actually I would say BoS is the Scottish marketing brand of Halifax.

 

Since Halifax took over BoS my current account has gained a roll number it never had before. so it looks to me as if the Halifax system predominates.

 

John

Link to post
Share on other sites

BOS took over Halifax as far as I'm aware. They're now basically merged into the same company HBOS so are entitled to share information.

 

Yes wpattison First Direct are part of HSBC don't know why i put them down as RBS (I'd had a long hard day at work!) I've edited my original post to show this.

(Yes I work for a bank but am here to help! Please be nice to me! :))

Link to post
Share on other sites

  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6572 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...