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Mur V Bos


murmagic
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hi,

yes they are within their rights to close your account however bos are not doing this as standard. i have won a case against them and am now going for the second and to date there has been no word of them closng my accounts. they have to give you thirty days notice in any case to allow you time to set up alternatives.

bos~ Data Protection Act sent

~ statements received

~ owed £1766.82

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

bos Data Protection Act sent

~ statements received

~ owed £1217.86

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

court date issued of the 17th november

27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

 

rbs~ Data Protection Act sent off 21/09/2006:mad:

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im none too sure what the score is with this one im afraid however i would think that if your mortgage has never had any problems then they would be unlikely to close this.

bos~ Data Protection Act sent

~ statements received

~ owed £1766.82

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

bos Data Protection Act sent

~ statements received

~ owed £1217.86

~ prelim letter sent 30/08/2006:D

~lba handed in 14/09/2006

court date issued of the 17th november

27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.

 

rbs~ Data Protection Act sent off 21/09/2006:mad:

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murmagic,

 

As a rule, because the mortgage is covered under FSA regulations (rather than unsecured loans, which are covered by the consumer credit act) they are highly unlikely to 'recall' the mortgage debt if you claim your bank charges back. To be honest, even if you have an unsecured loan from BoS they would be higly unlikely to recall the debt.

Bank of Scotland (In Scotland)

 

S.A.R. sent - 03/11/06

Statements received - 30/11/06

Prelim Letter sent - 04/12/06

LBA Sent - 09/01/07

1st claim filed at Sheriff Court (£720+int) - 01/02/07

1st Claim settled by BoS (£1037) - 17/04/07

2nd Claim filed at Sheriff Court (£735+int) - 11/05/07

2nd Claim settled by BoS (£977) - 13/06/07

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