Hi folks, For the last few months Cabot has been sending me letters demanding that I contact them. As the failed to provide me with the CCA in 2016, I ignored them. Today I received a letter stating that they are instructing Moorcroft to arrange a visit to my home.

I sent them the template CCA letter on 28th July 2016, and received a reply on 3rd August 2016 stating that they were unable to get the relevant documents, and acknowledging the 12 day limit. (I still have all the letters). Up until recently I have not had any communication with Cabot for the past 2 years.

My question is there a template letter I can send and where do I stand?

don't bother sending silly letter tennis like don't visit template..old hat now.

if someone does appear

simply do not engage them

film them

tell them to leave your property and do not return else you'll call police 101.

whats the history of the debt please

original creditor etc etc.

dx

This is a credit card debt from Lloyd's bank from 2005, I was paying £5 per month until 2013

Thank you dx100uk, is it worth me sending a letter stating that I wish to revoke their right to come to my home ?

This is a credit card debt from Lloyd's bank from 2005, I was paying £5 per month until 2013

Statute barred then sometime this year .....If its been passed to Moor then count your blessings...its coming to the end of its journey

Thank you Andyorch, Is there anyway I can find out when the last payment was made short of combing my bank statements ?

yes ring Lloyds and ask

and as post 2

don't go sending any silly letters..

thread title updated for clarity and moved to the Lloyds forum.

dx

Thank you Andyorch, Is there anyway I can find out when the last payment was made short of combing my bank statements ?

Have you had a look at your credit files ?